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Retirement Insights

As participant needs evolve and plan designs change, retirement planning is becoming more complex. Here, we examine trends shaping income strategies, managed accounts, policy developments, and more.  

Discover research and practical guidance to help inform retirement decisions, address challenges, and uncover new opportunities. 

The Morningstar Center for Retirement & Policy Studies

Showing 1 to 12 out of 66
Research

Decoding Deferral Behavior in Managed Accounts

Blog
3 mins

Debunking Five Myths About Managed Accounts

What the Bloomberg 401(k) lawsuit and others warn us about ongoing investment monitoring.
Blog
3 mins

Fiduciary Fund Monitoring: When “Set It and Forget It” Becomes a Liability

What the Bloomberg 401(k) lawsuit and others warn us about ongoing investment monitoring.
Blog
5 mins

How Can Advisors Deliver Better Retirement Advice?

When designed appropriately for the defined-contribution ecosystem, private investments can become a meaningful tool for improving participant outcomes.
Blog
5 mins

From the Field: A Fiduciary's Case for Private Assets in DC Plans

When designed appropriately for the defined-contribution ecosystem, private investments can become a meaningful tool for improving participant outcomes.
Blog
3 mins

What Does Long-Term Care Reform Mean for Younger Generations?

Research

How Plan Design Shapes the Value of Managed Accounts

Blog
7 mins

Retirement Income Planning Playbook for Financial Advisors

New Morningstar research shows that how you build a universal savings program matters as much as whether you build one at all.
Blog
6 mins

A Federal Retirement Plan Sounds Simple. The Design Choices Are Anything But.

New Morningstar research shows that how you build a universal savings program matters as much as whether you build one at all.
Evaluating these strategies requires looking beyond traditional fund metrics.
Blog
5 mins

Target-Date Funds with Annuities: Smart Innovation or Added Risk?

Evaluating these strategies requires looking beyond traditional fund metrics.
Do managed accounts actually move the needle for retirement savers? Or do they just look good on paper?
Blog
12 mins

The Missing Link in Managed Accounts Research

Do managed accounts actually move the needle for retirement savers? Or do they just look good on paper?
Guaranteed income in DC plans is growing fast. Download Morningstar's report on evaluating target-date funds with built-in annuities for 401(k) and 403(b) plans.
Research

Why Are Target-Date Funds With Annuities Gaining Ground in the US Retirement Market?

Guaranteed income in DC plans is growing fast. Download Morningstar's report on evaluating target-date funds with built-in annuities for 401(k) and 403(b) plans.

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