More Money, More Problems: How to Keep a Bigger Paycheck From Spoiling Retirement

What should people do with their raises? Our latest research examines the effect of raises on retirement savings and identifies real-world steps people can take to better reach their goals.

In this report, you will learn:
  • How raises prompt “lifestyle creep,” which increases retirement needs
  • Why pre-raise savings levels can’t sustain post-raise lifestyles
  • How different rules of thumb can help people “save for the raise”
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