2021 529 Savings Plan Landscape

Madeline Hume is a NEXT senior research analyst for Morningstar Research Services LLC, a wholly-owned subsidiary of Morningstar, Inc. She covers new and emerging asset classes for Morningstar, including cryptocurrencies.

Before assuming her current role in 2021, Hume was a manager research analyst at Morningstar, covering multi-asset strategies.

Hume holds a bachelor's degree in finance from the University of Illinois' Gies College of Business. She also holds the Chartered Financial Analyst® designation.

Emory Zink is an associate director, global multi-asset and alternative funds, for Morningstar Research Services LLC, a wholly owned subsidiary of Morningstar, Inc.

Before joining Morningstar in 2015, Zink was an investment consultant for Aon Hewitt. Previously, she taught college-level humanities and composition courses.

Zink holds a bachelor's degree in comparative literature from Indiana University, a master’s degree in comparative literature from Dartmouth College, and a Master of Business Administration, with a concentration in finance and global business, from Indiana University's Kelley School of Business.