Will the Real Retirement Income Number Please Stand Up?
Is the 4% rule too high, too low, or just right?
Markets
Market Indexes
Name
|
Value
|
Graph
|
Change
|
Change %
|
|---|---|---|---|---|
| U.S. Market | Closed | 9,793.19 |
180.09
|
1.87%
|
| U.S. Mid Cap | Closed | 13,254.10 |
250.80
|
1.93%
|
| U.S. Small Cap | Closed | 13,129.62 |
275.69
|
2.14%
|
| DJIA | Closed | 31,496.30 |
572.16
|
1.85%
|
| S&P 500 | Closed | 3,841.94 |
73.47
|
1.95%
|
| NASDAQ | Closed | 12,920.15 |
196.68
|
1.55%
|
U.S. Barometer Closed
Gainers, Losers, Actives
Equity Name
|
Price Change
|
Percent Change
|
|---|---|---|
| NIO Inc ADR |
1.22
|
−3.10%
|
| Palantir Technologies Inc Ordinary Shares - Class A |
0.78
|
−3.15%
|
| Apple Inc |
1.17
|
0.97%
|
| Barclays PLC ADR |
0.34
|
3.69%
|
| General Electric Co |
0.05
|
0.37%
|
| Norwegian Cruise Line Holdings Ltd |
4.05
|
−12.31%
|
| Tesla Inc |
23.49
|
−3.78%
|
| Carnival Corp |
1.30
|
−4.75%
|
| Bank of America Corp |
0.43
|
1.18%
|
| Ford Motor Co |
0.31
|
2.60%
|
News
- Oxford Covid-19 Vaccine Startup in Conflict with University Ahead of Planned IPO | Dow Jones
- China-Linked Hack Hits Tens of Thousands of U.S. Microsoft Customers | Dow Jones
- Alphabet, Citigroup, Target: Stocks That Defined the Week | Dow Jones
- Adaptive Biotechnologies Gets FDA EUA for T-Detect to Confirm Recent or Prior Covid-19 Infection | Dow Jones
- SEC Alleges AT&T, 3 Employees Tipped Off Wall Street — Update | Dow Jones
- Hermès and LVMH Stocks Are As Trendy as Their Handbags | Dow Jones
- S&P 500 Ends Week With Gain After Wild Friday—Update | Dow Jones
- S&P 500 Ends Week With Gain After Wild Friday | Dow Jones
- S&P 500 on Track for Weekly Gain While Tech Trade Stumbles | Dow Jones
- Manulife Financial on Track for Highest Close in Over a Year — Data Talk | Dow Jones
Features
4 Ways Today's Stock Market Resembles That of the Late 1990s
And two ways that it does not.
No Room on the ARK?
If you can get aboard, should you?
WEEKEND UPDATE
Weekly Wrap: What You Need to Know About SPACs and Cryptocurrency
We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.
CHRISTINE BENZ
Christine Benz: 100 Most Influential Women in U.S. Finance
Morningstar's director of personal finance has again been named to Barron's annual list of the 100 Most Influential Women in U.S. Finance, which honors women leading the modern financial-services industry.
WOMEN AND INVESTING
21 Standout Companies Run by Women
These firms have carved out economic moats and are led by female CEOs.
5 Steps Women Can Take to Improve Their Retirement Readiness
The data are sobering about women's retirement preparedness, but being pre-emptive can help stave off a shortfall.
100 Must-Know Statistics About Women and Retirement
We look at some of that data that paint a troubling picture about the state of women's retirement preparedness.
Meg Bartelt: 'Stock Options Work the Same Regardless of Your Gender Identity'
The founder of Flow Financial Planning explains the opportunities and challenges female tech professionals face.
Our Ultimate Stock-Pickers' Top 10 High-Conviction Purchases
Several managers see value in technology and financial services.
4 Stock Picks From Top Managers
Our Ultimate Stock-Pickers made sizable investments in these names last quarter.
How Record Fiscal Stimulus Has Boosted the U.S. Economy
Despite stubbornly high unemployment, we have reason to believe fiscal stimulus has helped household finances hold up across all income levels.
3 Warren Buffett Stocks to Buy
These undervalued stocks are among the top holdings in Berkshire Hathaway today.
IRA AND TAX GUIDE
IRA Strategies for 2021
Christine Benz talks about the current tax implications for contributing to IRAs.
20 IRA Mistakes to Avoid
From contributions to conversions to distributions, don't fall into these traps.
4 Strategies for an Organized Tax Season
Has tax season become a frustrating paper chase? These tactics can buy you some relief.
Amy C. Arnott
Digging Into Ark Innovation's Portfolio
Christine Benz
Bucket Investors Aren't Sweating Lower Yields
Russel Kinnel
What T. Rowe Price's Split Means for Fund Investors
Susan Dziubinski
33 Undervalued Stocks for 2021
Ben Johnson
What to Do When the Market is Manic
John Rekenthaler
My 2020 Investment Lesson: The Peril of Overconfidence
Karen Wallace
What Are Target-Date Funds?
21 Standout Companies Run by Women
These firms have carved out economic moats and are led by female CEOs.
How Record Fiscal Stimulus Has Boosted the U.S. Economy
Despite stubbornly high unemployment, we have reason to believe fiscal stimulus has helped household finances hold up across all income levels.
Morningstar's Guide to Market Volatility
For investors of all stripes, we offer our best ideas on how to take control of your portfolio in turbulent times.
Morningstar's Guide to Stock Investing
Here's how our approach to investing can inform your stock-picking process.
How to Invest Like Warren Buffett
Here's the recipe that one of the greatest investors uses to pick stocks.
Special Report: Women and Investing
We take a look at the challenges women face as investors and the steps they can take to improve their retirement outcomes.
A Financial To-Do List for March
It's time to review your IRA and HSA contributions.
One Year Later: Lessons Learned From the 2020 Bear Market
The biggest takeaway from that period is not to panic when the market tumbles.
Morningstar's Guide to Life-Stage Investing
Maps to follow no matter where you are in your investing life.
Morningstar's Money Guide for New Graduates
Designed for recent graduates, our guide walks through budgeting, setting goals, investing a 401(k), and the importance of investing early.
These Sectors Performed Best and Worst in the Pandemic
We look at the industries for those most affected by social-distancing and stay-at-home orders.
My 2020 Investment Lesson: The Peril of Overconfidence
A little learning is a dangerous thing.
One Year Later: Lessons Learned From the 2020 Bear Market
The biggest takeaway from that period is not to panic when the market tumbles.
What Happens to Our Investing Habits in Times of Turmoil
This is the opportune time to take notice of our financial habits.
What to Do When the Market is Manic
Why doing a whole lot of nothing might be the ultimate contrarian approach.
No Room on the ARK?
If you can get aboard, should you?
A Compelling Core Bond Fund
Baird Aggregate Bond's risk-aware approach has kept it from major missteps over its long life.
Should You Go Active With High-Yield Bonds?
Indexing may not be the best route when it comes to risky credit.
Morningstar's Guide to Fund Investing
Here's how our analysis and ratings can inform how you choose funds.
Morningstar's Guide to Target-Date Investing
Learn how these investments work, what to look for when choosing one, and which ones earn our highest ratings.
A New Manager Selection Process for Increased Diversity
The current asset-manager evaluation process only exacerbates existing inequities in financial services.
Student Loans: A Road Map for Advisors
If you don't have clients with student loan debt already, you surely soon will.
How Advisors Can Bridge the Money and Culture Gap
Cultural competency has major implications for business.
Prepping Clients for COVID-19 Tax Season
Here's how to address upcoming taxes for a variety of client situations.
How to Build an Online Brand Using Social Media
This is an investment that can pay generous dividends in the long term.
5 Steps Women Can Take to Improve Their Retirement Readiness
The data are sobering about women's retirement preparedness, but being pre-emptive can help stave off a shortfall.
Bucket Investors Aren't Sweating Lower Yields
In our latest stress test, the strategy has delivered cash flows and held the portfolio's value steady.
3 Target-Date Series for an IRA
Here's why target date funds can be excellent choices for an IRA.
Special Report: Are You Ready to Retire?
Let us walk you through practical steps to ensure you're on the right track for retirement.
A Retirement Readiness Checklist
Determining if you're on track to retire can be more manageable if you break it into smaller steps.
U.S. Sustainable Funds Continued to Break Records in 2020
More funds, more flows, and impressive returns define the U.S. sustainable landscape.
What Will it Take to Close the Gender Pay Gap for Good?
The numbers are improving slightly, but it won’t be possible without mandatory disclosure.
Larry Fink’s Words Versus Actions on ESG in 2021
Larry Fink turns up the ESG dial in his annual missive to CEOs. We think BlackRock means business.
The Best-Performing ESG International-Equity Funds
These funds also stood out relative to their non-ESG peers in 2020.
A Broken Record: Flows for U.S. Sustainable Funds Again Reach New Heights
Net flows of $51 billion in 2020 were more than double the total for 2019 and nearly 10 times more than in 2018.