Retirement
Featured
Retirement Topics
Retirement Income
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How Much Can You Safely Withdraw If You Retire Early?
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Ed Slott: Don’t Waste Your Low-Tax Years in Retirement
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Jean Chatzky: How to Create a Forever Paycheck for Retirement
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What’s a Safe Withdrawal Rate After You’ve Already Retired?
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401(k) Millionaires: Here’s How to Avoid Going Broke in Retirement
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How Couples With an Age Gap Should Plan for Retirement
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How Morningstar’s Retirement Advice Stacks Up Against the 4% Rule
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Why Playing It Safe in Retirement Can Backfire
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Your 7-Figure Retirement Fund Might Not Stretch As Far As You Think. Here’s How to Change That
IRAs
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An IRA Strategy That Lowers Your Tax Bill
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The RMD Mistakes That Could Increase Your Tax Bill
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Early Retirees: Why Now Is the Time to Convert Your IRA to Roth
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Ed Slott: Don’t Waste Your Low-Tax Years in Retirement
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Three-Fund IRA Portfolios for Fidelity Investors
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The New QCD Reporting Rule Raises a Big Question for IRA Owners
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How Couples With an Age Gap Should Plan for Retirement
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Retirees: Should You Take RMDs Early in the Year or Wait?
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Scammed Out of Your IRA? You Could Still Owe Taxes
401(k)s
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When a Retirement Rollover Goes Wrong, You Pay the Price
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Jean Chatzky: How to Create a Forever Paycheck for Retirement
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Doing These 3 ‘Wrong’ Things With Your Money? I’m Not Worried
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401(k) Millionaires: Here’s How to Avoid Going Broke in Retirement
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This Retirement Strategy Can Provide Inflation Protection for 30 Years
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Stefan Sharkansky: The Retirement Rule That Leaves Too Much Money Behind
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Target-Date Funds With Annuities Are Gaining Ground. Is That Good for Your Retirement Plan?
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This May Be the Closest Thing to a Risk-Free Investment
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Brett Arends: Worried About Outliving Your Money? There’s an Answer
Estate Planning
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Your HSA Needs a Succession Plan
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Elliott Appel: Caring for My Father Put My Life on Pause for 7 Years. Here’s What I Learned
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5 Estate-Planning Mistakes That Could Cost Your Family
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Retirement Planning for Couples Without Children
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Stefan Sharkansky: The Retirement Rule That Leaves Too Much Money Behind
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How to Build Wealth That Lasts Beyond You and Avoid the ‘Expertise Trap’
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Kathleen Rehl: Helping Widows and the Advisors Who Serve Them
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How to Tackle Estate Planning Basics in 7 Steps
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4 Financial Worries to Cross Off Your List
More in Retirement
When a Retirement Rollover Goes Wrong, You Pay the Price
A recent IRS ruling highlights the risks of rollover errors.
How Much Can You Safely Withdraw If You Retire Early?
Your retirement time horizon is a big factor, but Social Security, future employment, and changes in spending also matter.
Your Retirement Savings Could Be Vulnerable to Scams. Here’s How to Protect Yourself
The author of ‘The Forever Paycheck’ explains why cognitive decline can appear in financial behavior and how families and financial advisors can help stop fraud, including romance scams.
Retirement Planning for Real Life, With Christine Benz
Whatever your family situation, Christine Benz has retirement planning insights tailored to your circumstances.
Ed Slott: Don’t Waste Your Low-Tax Years in Retirement
Christine Benz talks with tax expert Ed Slott about withholding taxes versus quarterly payments, Medicare’s IRMAA surcharge, and how new retirees can create a tax-smart withdrawal strategy.
Jean Chatzky: How to Create a Forever Paycheck for Retirement
The personal finance expert explains why retirees struggle to spend their savings, how to build reliable retirement income, and why she changed her mind about annuities.
Our Best Investment Portfolio Examples for Savers and Retirees
This collection of Morningstar model portfolios from Christine Benz can help investors build portfolios to reach their financial goals.
Tax-Efficient Retirement-Bucket Portfolios for Mutual Fund Investors
Our model portfolios are designed to facilitate in-retirement cash flows—and to limit Uncle Sam’s take.
Retirement Planning for Parents Raising a Child With a Disability
How families can prepare for a child’s long-term financial needs while securing their own retirement.
What’s a Safe Withdrawal Rate After You’ve Already Retired?
Your remaining time horizon can help determine whether you’re spending too much—or too little.
One Income, Two Retirements: How Couples Can Protect Their Future
Single-earner families should look beyond today’s budget and consider retirement savings, emergency funding, workforce reentry, and future Social Security benefits.
The Simplest Way to Plan for Long-Term-Care Expenses
A dedicated portfolio bucket can help retirees self-fund future care. Here’s how much to set aside, how to invest it, and where to hold it.
I Thought I Had These 3 Retirement Topics Figured Out. Here’s Why I Changed My Mind
Lessons for retirees and preretirees on target-date funds, TIPS funds, and asking for help.
How Couples With an Age Gap Should Plan for Retirement
An age gap can complicate retirement. Here’s how couples can coordinate Social Security, investments, healthcare, and long-term care.
Retirees: Should You Take RMDs Early in the Year or Wait?
Assessing the pros and cons of 3 main approaches.
Scammed Out of Your IRA? You Could Still Owe Taxes
Missing the 60-day rollover deadline has tax consequences, but IRS relief may be available.
How Morningstar’s Retirement Advice Stacks Up Against the 4% Rule
Our conservative approach has held up well since 2022, while retirees who started with the 4% rule have lower odds of success.
The Investment Account That Makes It Easier to Tap Into Your Money
With their flexibility, tax-saving opportunities, and other advantages, taxable brokerage accounts can be a valuable complement to 401(k)s and IRAs.
Why Playing It Safe in Retirement Can Backfire
Plus, three ways retirees can determine if they’re underspending.
Your 7-Figure Retirement Fund Might Not Stretch As Far As You Think. Here’s How to Change That
A million-dollar portfolio no longer guarantees financial freedom. These 8 financial do’s and don’ts will help retirees protect their hard-earned nest egg.
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