Is 3.3% the New 4.0%?
Recent Morningstar research shows that the 4% standard for in-retirement withdrawals may be a bit too aggressive.
Save for Retirement
Plan ahead for your retirement. We cover building a retirement portfolio, maximizing your 401(k) and more. Get access to our invest specialist‘s model portfolios for retirement savers to get started.
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What's a Safe Retirement Spending Rate for the Decades Ahead?
Simple tweaks can have an appreciable impact on your withdrawal rate.
Special Report: Are You Ready to Retire?
Let us walk you through practical steps to ensure you're on the right track for retirement.
A Retirement Readiness Checklist
Determining if you're on track to retire can be more manageable if you break it into smaller steps.
Tools & Worksheets
Portfolio Planning
- Is 3.3% the New 4.0%?
- Retiring Early? What to Keep in Mind
- Retirement Planning Is Complicated. Your Retirement Portfolio Shouldn't Be.
- What High(ish) Equity Valuations Mean for Your Retirement Plan
- There's No Magic Number for Self-Funding Long-Term Care
- An Estate-Planning Checklist
- Tips for Late-Start Retirement Savers
- Do You Really Need to Save That Much for Retirement?
401(k)s and IRAs
- Is the Door Closing on Backdoor Roth IRAs?
- How Stretch IRA Tactics Have Tightened
- Mega Qualified Charitable Distributions: Now or Never
- Pushing the Limits of Your Roth IRA
- The Time Is Right for Aftertax 401(k) Contributions
- The Demise of the Stretch IRA
- 3 Target-Date Series for an IRA
- IRA Strategies for 2021