Retirement Income

An age gap can complicate retirement. Here’s how couples can coordinate Social Security, investments, healthcare, and long-term care.

Our conservative approach has held up well since 2022, while retirees who started with the 4% rule have lower odds of success.

Plus, three ways retirees can determine if they’re underspending.

A million-dollar portfolio no longer guarantees financial freedom. These 8 financial do’s and don’ts will help retirees protect their hard-earned nest egg.

Why a retirement researcher likes TIPS ladders better than immediate annuities.

You could end retirement with 50% more wealth than you started with, says Stefan Sharkansky. Here’s why he thinks that’s a problem.

The statistician says rigid withdrawal rates often cause retirees to underspend. He has a formula that balances secure income with flexible spending.

Plus, how income and guaranteed lifetime withdrawal benefits work.

The veteran investing columnist argues that Americans should focus on Social Security’s annual cash flow—not the trust fund—and explains why he believes the program’s finances are widely misunderstood.

TIPS can protect your purchasing power in retirement no matter what happens with inflation.

The retirement columnist weighs in on income annuities, investing FOMO, and the appeal of TIPS. Plus, the crisis he sees in Social Security.

These five planning priorities can help you make a smooth transition from earning a paycheck to living off your savings.

Here are the steps you can take to mitigate the risk of an extended market downturn.

BlackRock and Vanguard are other big players offering annuities. But this category may not be a good fit for every 401(k).

Annuities promise higher payouts, but much of it is just your money back—and inflation can erode the rest.