401(k)s
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Target-Date Funds With Annuities Are Gaining Ground. Is That Good for Your Retirement Plan?
Plus, how income and guaranteed lifetime withdrawal benefits work.
Brett Arends: Worried About Outliving Your Money? There’s an Answer
The retirement columnist weighs in on income annuities, investing FOMO, and the appeal of TIPS. Plus, the crisis he sees in Social Security.
What New Graduates Need to Know About 401(k) Plans
A beginner’s guide to maximizing your workplace retirement plan.
A Hierarchy for Retirement Savings
Confused about which vehicles to fund first? We can help.
IRA Transfers vs. Rollovers: The Rules That Can Cost You
Learn when to use a transfer or a rollover and how to avoid the IRS’ strict 12‑month rule.
As Fidelity Adds Target-Date Fund With Guaranteed Income, Here’s What You Should Watch For
BlackRock and Vanguard are other big players offering annuities. But this category may not be a good fit for every 401(k).
Why Your Ex Might Still Inherit Your 401(k)
How a simple paperwork mistake after divorce can leave your retirement account in the wrong hands.
Unpacking the New Rules for 401(k) Catch-Up Contributions
What high-income retirement-plan participants need to know if they’re over the age of 50.
Alternatives Could Be Coming to 401(k) Plans
The Department of Labor’s proposed rule addresses how fiduciaries should evaluate alternatives in 401(k) plans, granting choice and opening the door to new challenges for investors.
Alternatives in 401(k)s Are a Solution in Search of a Problem
Meanwhile, serious 401(k) pain points are hiding in plain sight.
Private Investments in 401(k)s: We Still Have Questions
As private markets and lifetime income strategies enter defined-contribution plans, careful oversight will matter more than ever.
Roth Employer Contributions Come With a 1099-R Surprise
Electing Roth treatment for employer contributions can trigger unexpected income—and a tax-timing risk advisors can’t afford to miss.
Should Higher Earners Still Make 401(k) Catch‑Up Contributions?
Even without the upfront tax break, Roth 401(k) catch‑ups may offer long‑term tax advantages.
Investors First: The New Rules of Retirement
Morningstar’s CEO explores the trends redefining retirement planning and how investors can approach it with confidence.
6 Retirement Must-Knows for 2026
Higher retirement plan contribution limits, changes to Social Security benefits, a new senior deduction, and more.
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