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Ally Financial Inc ALLY

Morningstar Rating
$37.33 +0.34 (0.92%)
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Company Report

Price vs Fair Value

ALLY is trading within a range we consider fairly valued.
Price
$37.33
Fair Value
$64.00
Uncertainty
High
1-Star Price
$74.00
5-Star Price
$73.00
Economic Moat
Qlk
Capital Allocation
Msmkmxtp

Bulls Say, Bears Say

Bulls

Ally has had material success in improving its funding structure, which will lead to wider net interest margins going forward.

Bears

Auto loans and consumer credit in general are likely entering a period of higher credit costs and lower profitability as economic pressure on consumers builds.

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News

Trading Information

Previous Close Price
$36.99
Day Range
$36.2737.49
52-Week Range
$21.5937.49
Bid/Ask
$37.50 / $37.61
Market Cap
$11.35 Bil
Volume/Avg
731 / 4.4 Mil

Key Statistics

Price/Earnings (Normalized)
12.20
Price/Sales
1.26
Dividend Yield (Trailing)
3.21%
Dividend Yield (Forward)
3.21%
Total Yield
3.51%

Company Profile

Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, personal loans, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Value
Total Number of Employees
11,100

Competitors

Valuation

Metric
ALLY
COF
SYF
Price/Earnings (Normalized)
12.2010.927.92
Price/Book Value
0.990.901.27
Price/Sales
1.261.431.28
Price/Cash Flow
2.462.871.95
Price/Earnings
ALLY
COF
SYF

Financial Strength

Metric
ALLY
COF
SYF
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
ALLY
COF
SYF
Return on Assets (Normalized)
0.48%1.02%2.06%
Return on Equity (Normalized)
8.49%8.78%17.90%
Return on Invested Capital (Normalized)
Return on Assets
ALLY
COF
SYF
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