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Mastercard Inc Class A MA

Morningstar Rating
$451.18 −0.03 (< 0.01%)
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Company Report

Mastercard Earnings: A Stable Environment Highlights Mastercard’s Strengths

Mastercard’s first-quarter results show that the company is on a steady path and performing roughly in line with its peer Visa. Following the dramatic ups and downs of the pandemic and the ensuing recovery, we think Mastercard has settled into a more stable environment, and the company’s first-quarter results are largely in line with our long-term expectations. We will maintain our $451 fair value estimate and wide moat rating, and we consider shares fairly valued at the moment.

Price vs Fair Value

MA is trading at a 68% premium.
Price
$451.18
Fair Value
$486.00
Uncertainty
Medium
1-Star Price
$898.75
5-Star Price
$787.70
Economic Moat
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Capital Allocation
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Bulls Say, Bears Say

Bulls

Mastercard historically has outperformed Visa in terms of growth. Its smaller size and some leveling in market share between the two could maintain this trend.

Bears

Mastercard is a distant number-two player in a scalable industry, which could hamper long-term margins.

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News

Trading Information

Previous Close Price
$451.21
Day Range
$450.32454.45
52-Week Range
$357.85490.00
Bid/Ask
$450.53 / $452.00
Market Cap
$419.42 Bil
Volume/Avg
2.2 Mil / 2.4 Mil

Key Statistics

Price/Earnings (Normalized)
35.75
Price/Sales
16.71
Dividend Yield (Trailing)
0.55%
Dividend Yield (Forward)
0.59%
Total Yield
2.49%

Company Profile

Mastercard is the second-largest payment processor in the world, having processed close to over $9 trillion in volume during 2023. Mastercard operates in over 200 countries and processes transactions in over 150 currencies.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Large Growth
Total Number of Employees
33,400

Competitors

Valuation

Metric
MA
AXP
DFS
Price/Earnings (Normalized)
35.7520.0210.86
Price/Book Value
58.696.082.25
Price/Sales
16.712.871.89
Price/Cash Flow
29.4711.493.82
Price/Earnings
MA
AXP
DFS

Financial Strength

Metric
MA
AXP
DFS
Quick Ratio
0.70
Current Ratio
1.09
Interest Coverage
25.19
Quick Ratio
MA
AXP
DFS

Profitability

Metric
MA
AXP
DFS
Return on Assets (Normalized)
29.66%3.77%1.60%
Return on Equity (Normalized)
191.94%34.77%17.20%
Return on Invested Capital (Normalized)
57.01%
Return on Assets
MA
AXP
DFS
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Credit Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
V
Visa Inc Class AXbyfsvctXhz$563.9 Bil
AXP
American Express CoPybjgrzXxlj$169.4 Bil
PYPL
PayPal Holdings IncGmpgwmyZpzwqf$64.5 Bil
COF
Capital One Financial CorpDzhdbbbsbWmfbtg$52.5 Bil
DFS
Discover Financial ServicesBfjgctlcSqfykf$30.8 Bil
SYF
Synchrony FinancialCyqqfnkdvZdfl$17.5 Bil
ALLY
Ally Financial IncTchbsxhBdgk$11.9 Bil
SOFI
SoFi Technologies Inc Ordinary SharesPzbppmfxhFwm$7.2 Bil
WU
The Western Union CoSgxkhnbdpXzfsxn$4.4 Bil

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