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Western Union: Lowering Our Fair Value Estimate to $11 From $16
After reassessing Western Union's long-term prospects, we are lowering our fair value estimate by about 30% and changing our Morningstar Uncertainty Rating to High from Medium.
The Western Union Co WU
Bulls Say, Bears Say
Bulls
The demographic factor that has historically driven money transfer growth—namely, the differential between population growth in developing and developed countries—remains in place for the foreseeable future.
Bears
A stricter stance on immigration in developed countries could limit immigrant populations and reduce their employment opportunities and money transfer volume.
News
-
Western Union and Intermex Provide an Update on Pending Acquisition of Intermex
-
Western Union Reports Inducement Grants Under New York Stock Exchange Listing Rule 303A.08
-
Bybit Becomes First Major Crypto Exchange to Integrate Western Union’s USDPT Stablecoin, Bridging Two Financial Worlds Through One Stablecoin
-
Western Union Announces $0.235 Quarterly Dividend
-
Western Union to Present at J.P. Morgan 2026 Global Technology, Media and Communications Conference on May 20th
-
Western Union Selects Fireblocks to Power its First Stablecoin, USDPT
-
Western Union Launches USDPT on Solana Advancing Regulated Digital Infrastructure for Global Payments
-
Western Union Reports First Quarter 2026 Results
Trading Information
- Previous Close Price
- $7.82
- Day Range
- $7.79–7.92
- 52-Week Range
- $6.91–10.35
- Bid/Ask
- $7.79 / $7.90
- Shares Outstanding
- 312.44M
- Market Cap
- $2.45B
- Volume/Avg
- 4M / 9M
Key Statistics
- Price/Earnings (Normalized)
- 5.06
- Price/Sales
- 0.63
- Dividend Yield (Trailing)
- 11.99%
- Dividend Yield (Forward)
- 11.99%
- Total Yield
- 20.60%
Company Profile
Western Union provides domestic and international money transfers through its global network of over 500,000 outside agents. The company handled almost 290 million transactions in 2025 and is the largest money transfer company in the world.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 9,600
- Website
- https://www.westernunion.com
Competitors
Valuation
|
Metric
|
WU
|
MA
|
V
|
|---|---|---|---|
Price/Earnings (Normalized) | 5.06 | 29.72 | 28.31 |
Price/Book Value | 2.73 | 70.17 | 19.07 |
Price/Sales | 0.63 | 14.11 | 17.75 |
Price/Cash Flow | 3.31 | 23.90 | 18.42 |
Price/Earnings
WU
MA
V
Financial Strength
|
Metric
|
WU
|
MA
|
V
|
|---|---|---|---|
Quick Ratio | 1.02 | 0.56 | 0.67 |
Current Ratio | 1.02 | 0.98 | 1.09 |
Interest Coverage | 4.82 | 27.70 | 43.60 |
Quick Ratio
WU
MA
V
Profitability
|
Metric
|
WU
|
MA
|
V
|
|---|---|---|---|
Return on Assets (Normalized) | 6.35% | 31.01% | 24.88% |
Return on Equity (Normalized) | 55.70% | 218.40% | 64.98% |
Return on Invested Capital (Normalized) | 16.82% | 63.39% | 40.33% |
Return on Assets
WU
MA
V
Credit Services Industry Comparables
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United States