Company Reports

Ally is the largest indirect auto lender in the US, acquiring auto loans from tens of thousands of dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally reported solid second-quarter earnings thanks to improving credit results and lower funding costs, with adjusted earnings per share coming in at $1.21, up 22% from last year. These results translated into an 11.0% return on equity, a good result for the firm but still below its long-term goals.

The Federal Reserve released its annual stress test results on June 24. With stronger results than last year, albeit in a less severe scenario, shares of the 32 tested banks generally traded upward, though the movement was muted.

Ally is the largest indirect auto lender in the US, acquiring auto loans from tens of thousands of dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally reported a strong $1.11 in adjusted earnings per share for the first quarter of 2026, up from a depressed $0.58 last year. These results translate into an 8.8% return on equity.

Ally is the largest indirect auto lender in the US, with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally is the largest indirect auto lender in the US with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally reported decent fourth-quarter earnings that were roughly in line with our expectations for the firm. Earnings per share rose to $0.95 from a depressed $0.26 last year, which translates to a return on equity of 9.2%.

Ally Financial reported strong third-quarter results as the firm continues to recover from weak performance in 2024. Earnings per share rose to $1.18 from $0.55 last year, which translated to a return on equity of 11.9%.

Ally is the largest indirect auto lender in the US with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally Financial reported decent second-quarter earnings as the firm's results recover from a poor performance last year. Adjusted earnings per share increased to $0.99 from $0.73 last year, which translates to a return on common equity of 10.7%.

Adjusted for $495 million in one-time portfolio repositioning expenses, Ally Financial reported $0.58 in adjusted earnings per share, up from $0.41 last year. These results translate to an 8.3% return on average equity.

Improvements to Ally's underlying business are being underappreciated by the market, which has instead focused on lingering interest income pressure and credit quality issues. As the firm's earnings recover, the improved profitability will become more apparent.

Ally is the largest indirect auto lender in the US with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally is the largest indirect auto lender in the US with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

Ally Financial reported solid earnings with adjusted EPS coming in at $0.78 versus $0.40 last year. This was largely due to lower operating and credit costs as total adjusted revenue only increased 3.6% over the same period. Ally also announced that it will be selling its credit card portfolio.

Ally Financial intends to fully exit its mortgage origination business and reduce its workforce by around 5% in the process. This follows a previous move in November to stop holding new mortgages on the bank's balance sheet and instead only originating mortgages to resell them.

Ally is the largest indirect auto lender in the US with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, and credit cards, though auto loans remain its core focus and largest source of revenue.

No-moat-rated Ally Financial's third-quarter earnings were weaker than they first appeared, as higher charge-offs and lower net interest income than we had anticipated were offset by tax benefits. Adjusted earnings per share increased from $0.83 last year but fell from $0.97 last quarter to $0.95. However, the company benefited from $179 million in electric vehicle tax credits, leaving it with a negative effective tax rate for the quarter. Ally passes on these tax credits to its customers in the form of lower lease rates. These tax credits have an accelerated positive impact on its bottom line that is then offset by a long-term headwind to the bank's net interest margin.

No-moat-rated Ally Financial reported decent second-quarter earnings as the firm recovered from a weak first quarter, although it still faces headwinds from higher net charge-offs and net interest margin compression. Adjusted earnings per share increased from $0.96 last year and jumped from $0.45 last quarter to $0.97. That said, the company did benefit from a $37 million tax benefit during the quarter, driven by a high volume of tax credits on electric vehicle leases. Ally passes these tax credits to its customers in the form of lower lease rates, meaning, these tax credits have an accelerated positive impact on its bottom line that is then fully offset by a long-term headwind to NIMs.