Skip to Content

PRA Group Inc PRAA

Morningstar Rating
$23.48 −0.57 (2.35%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PRAA is trading at a 36% discount.
Price
$23.98
Fair Value
$77.67
Uncertainty
Very High
1-Star Price
$57.83
5-Star Price
$24.15
Economic Moat
Pnfhs
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if PRAA is a good fit for your portfolio.

News

Trading Information

Previous Close Price
$24.04
Day Range
$23.3624.18
52-Week Range
$11.8538.17
Bid/Ask
$11.44 / $31.20
Market Cap
$921.33 Mil
Volume/Avg
161,937 / 224,830

Key Statistics

Price/Earnings (Normalized)
Price/Sales
1.13
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

PRA Group Inc is a leader in acquiring and collecting nonperforming loans. The company returns capital to banks and other creditors to help expand financial services for consumers in the Americas, Europe, and Australia. It is also engaged in providing fee-based services on class action claims recoveries in the United States. The company's portfolio segments include; Core, which is engaged in purchasing and collecting nonperforming loans, which the originators have not chosen not to pursue, and the Insolvency segment which is engaged in purchasing and collecting nonperforming loans where the customer is involved in a bankruptcy proceeding.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
3,155

Comparables

Valuation

Metric
PRAA
SAR
ATLC
Price/Earnings (Normalized)
13.126.04
Price/Book Value
0.790.830.95
Price/Sales
1.132.521.88
Price/Cash Flow
0.69
Price/Earnings
PRAA
SAR
ATLC

Financial Strength

Metric
PRAA
SAR
ATLC
Quick Ratio
2.22
Current Ratio
2.22
Interest Coverage
−0.11
Quick Ratio
PRAA
SAR
ATLC

Profitability

Metric
PRAA
SAR
ATLC
Return on Assets (Normalized)
−1.51%2.08%4.19%
Return on Equity (Normalized)
−5.65%6.68%29.03%
Return on Invested Capital (Normalized)
−0.14%
Return on Assets
PRAA
SAR
ATLC
See how this stock stacks up to its competitors with Morningstar Investor

Credit Services Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
V
Visa Inc Class ARczzxbwcBffh$560.1 Bil
MA
Mastercard Inc Class ACjkjxpckYctj$429.3 Bil
AXP
American Express CoTvnnxzjdLfhc$156.7 Bil
PYPL
PayPal Holdings IncXrclctcMsgvkq$66.6 Bil
COF
Capital One Financial CorpFhlvcbxhThfjc$51.9 Bil
DFS
Discover Financial ServicesFymlscckSzxhxxy$30.0 Bil
SYF
Synchrony FinancialNspzynftkVltpy$16.1 Bil
ALLY
Ally Financial IncMfggwfwjlFbmhp$11.0 Bil
SOFI
SoFi Technologies Inc Ordinary SharesTzwdgrspcJdqyz$7.6 Bil
WU
The Western Union CoNzsfjdjrnDlhcwz$4.4 Bil

Sponsor Center