PRA Group Inc PRAA

Morningstar Rating
$15.69 +0.17 (1.10%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PRAA is trading at a 536% premium.
Price
$15.68
Fair Value
$79.38
Uncertainty
Gtj
1-Star Price
$78.60
5-Star Price
$95.42
Economic Moat
Pjfxc
Capital Allocation

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Trading Information

Previous Close Price
$15.52
Day Range
$15.3215.87
52-Week Range
$10.2522.55
Bid/Ask
$13.05 / $22.00
Shares Outstanding
38.14M
Market Cap
$598.43M
Volume/Avg
580,428 / 470,620

Key Statistics

Price/Earnings (Normalized)
5.15
Price/Sales
0.48
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield
3.34%

Company Profile

PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
2,615

Valuation

Metric
PRAA
Price/Earnings (Normalized)
5.15
Price/Book Value
0.59
Price/Sales
0.48
Price/Cash Flow
Price/Earnings
PRAA

Financial Strength

Metric
PRAA
Quick Ratio
23.37
Current Ratio
23.37
Interest Coverage
−0.96
Quick Ratio
PRAA

Profitability

Metric
PRAA
Return on Assets (Normalized)
2.26%
Return on Equity (Normalized)
10.69%
Return on Invested Capital (Normalized)
4.24%
Return on Assets
PRAA

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