Skip to Content

FirstCash Holdings Inc FCFS

Morningstar Rating
$111.87 −0.39 (0.35%)
View Full Chart
Unlock our analysis with Morningstar Investor

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FCFS is trading at a 715% premium.
Price
$112.32
Fair Value
$695.26
Uncertainty
High
1-Star Price
$664.24
5-Star Price
$473.32
Economic Moat
Flthnl
Capital Allocation
Is it the right time to buy, sell, or hold?
Start a free trial of Morningstar Investor to unlock exclusive ratings and continuous analyst coverage to help you decide if FCFS is a good fit for your portfolio.

News

Trading Information

Previous Close Price
$112.26
Day Range
$110.65114.73
52-Week Range
$88.05133.64
Bid/Ask
$112.00 / $116.04
Market Cap
$5.09 Bil
Volume/Avg
505,915 / 281,544

Key Statistics

Price/Earnings (Normalized)
17.56
Price/Sales
1.54
Dividend Yield (Trailing)
1.25%
Dividend Yield (Forward)
1.36%
Total Yield
2.18%

Company Profile

FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
19,000

Comparables

Valuation

Metric
FCFS
EZPW
ATLC
Price/Earnings (Normalized)
17.569.648.39
Price/Book Value
2.570.711.26
Price/Sales
1.540.842.54
Price/Cash Flow
4.835.410.94
Price/Earnings
FCFS
EZPW
ATLC

Financial Strength

Metric
FCFS
EZPW
ATLC
Quick Ratio
2.433.13
Current Ratio
3.994.17
Interest Coverage
4.177.59
Quick Ratio
FCFS
EZPW
ATLC

Profitability

Metric
FCFS
EZPW
ATLC
Return on Assets (Normalized)
7.04%6.14%4.06%
Return on Equity (Normalized)
14.87%11.94%27.65%
Return on Invested Capital (Normalized)
9.63%6.79%
Return on Assets
FCFS
EZPW
ATLC
See how this stock stacks up to its competitors with Morningstar Investor

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
XgmzzqnLwhd$504.9 Bil
Mastercard Inc Class A
MA
BrvgjxbdlRngb$407.3 Bil
American Express Co
AXP
DgytrlxpYyfk$174.8 Bil
PayPal Holdings Inc
PYPL
GfwylbcmvXpyqqq$61.0 Bil
Capital One Financial Corp
COF
FzgsrhkzxTplsjt$57.0 Bil
Discover Financial Services
DFS
DkpbfmzNpgslg$35.7 Bil
Synchrony Financial
SYF
PhybpszyHkfs$20.1 Bil
Ally Financial Inc
ALLY
GhyysddjZccj$13.4 Bil
SoFi Technologies Inc Ordinary Shares
SOFI
JgdmgcqLzshf$7.8 Bil
The Western Union Co
WU
HdnqcybdzSydybd$4.3 Bil

Sponsor Center