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FirstCash Holdings Inc FCFS

Morningstar Rating
$114.61 −17.42 (13.19%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FCFS is trading at a 5% premium.
Price
$131.08
Fair Value
$141.17
Uncertainty
High
1-Star Price
$187.50
5-Star Price
$443.94
Economic Moat
Qnqspb
Capital Allocation
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News

Trading Information

Previous Close Price
$132.03
Day Range
$114.10128.70
52-Week Range
$88.05133.64
Bid/Ask
$112.00 / $125.00
Market Cap
$5.17 Bil
Volume/Avg
1.1 Mil / 205,413

Key Statistics

Price/Earnings (Normalized)
21.51
Price/Sales
1.89
Dividend Yield (Trailing)
1.05%
Dividend Yield (Forward)
1.06%
Total Yield
2.97%

Company Profile

FirstCash Holdings Inc operates pawn stores in the United States and Latin America. Its primary business involves making small loans secured by personal property. The the company has three reportable segments: U.S. pawn; Latin America pawn; and Retail POS payment solutions (AFF). It derives majority revenue from U.S. Pawn segment. These pawn loans give the borrower the option of either repaying the loans with interest or forfeiting the property without further penalty. Close to 30% of total company revenue comes from interest earned on the loans. Close to 70% of total revenue comes from reselling forfeited property in the company's retail stores.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
19,000

Comparables

Valuation

Metric
FCFS
EZPW
OPRT
Price/Earnings (Normalized)
21.5111.27
Price/Book Value
2.950.820.28
Price/Sales
1.890.870.43
Price/Cash Flow
5.825.620.29
Price/Earnings
FCFS
EZPW
OPRT

Financial Strength

Metric
FCFS
EZPW
OPRT
Quick Ratio
2.342.82
Current Ratio
3.893.75
Interest Coverage
4.123.68
Quick Ratio
FCFS
EZPW
OPRT

Profitability

Metric
FCFS
EZPW
OPRT
Return on Assets (Normalized)
6.85%4.92%−3.56%
Return on Equity (Normalized)
14.48%9.71%−26.89%
Return on Invested Capital (Normalized)
9.39%5.82%
Return on Assets
FCFS
EZPW
OPRT
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Capital Allocation
Economic Moat
Market Cap
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MA
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PYPL
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COF
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DFS
Discover Financial ServicesHzxtssvqjGjdcn$32.3 Bil
SYF
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ALLY
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SOFI
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WU
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