Consumer Portfolio Services Inc CPSS
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
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News
Trading Information
- Previous Close Price
- $10.49
- Day Range
- $9.88–10.51
- 52-Week Range
- $7.03–13.00
- Bid/Ask
- $9.25 / $10.74
- Market Cap
- $210.21 Mil
- Volume/Avg
- 78,423 / 37,830
Key Statistics
- Price/Earnings (Normalized)
- 6.94
- Price/Sales
- 1.22
- Dividend Yield (Trailing)
- —
- Dividend Yield (Forward)
- —
- Total Yield
- 6.98%
Company Profile
Consumer Portfolio Services Inc is a U.S.-based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent, by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 902
Comparables
Valuation
|
Metric
|
CPSS
|
ATLC
|
LPRO
|
|---|---|---|---|
Price/Earnings (Normalized) | 6.94 | 8.39 | 57.64 |
Price/Book Value | 0.76 | 1.26 | 3.57 |
Price/Sales | 1.22 | 2.54 | 6.95 |
Price/Cash Flow | 1.16 | 0.94 | 33.98 |
Price/Earnings
CPSS
ATLC
LPRO
Financial Strength
|
Metric
|
CPSS
|
ATLC
|
LPRO
|
|---|---|---|---|
Quick Ratio | — | — | 12.65 |
Current Ratio | — | — | 13.14 |
Interest Coverage | — | — | 1.76 |
Quick Ratio
CPSS
ATLC
LPRO
Profitability
|
Metric
|
CPSS
|
ATLC
|
LPRO
|
|---|---|---|---|
Return on Assets (Normalized) | 1.33% | 4.06% | 5.72% |
Return on Equity (Normalized) | 14.64% | 27.65% | 10.27% |
Return on Invested Capital (Normalized) | — | — | 5.99% |
Return on Assets
CPSS
ATLC
LPRO
Credit Services Industry Comparables
|
1-Day Chart
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