PRA Group Inc PRAA
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
PRA Group Reports Third Quarter 2026 Results
PRA Group Celebrates 30 Years of Business by Ringing Nasdaq Opening Bell
PRA Group to Announce Third Quarter 2026 Results on November 5
PRA Group Announces Pricing of Offering of $400.0 Million of 8.500% Senior Notes due 2033
PRA Group Shares Fall After Proposed $400 Million Senior Notes Offering
PRA Group Announces Proposed Offering of $400.0 Million of Senior Notes due 2033
Sidoti Events, LLC's September Small-Cap Virtual Conference
PRA Group to Present at the 2026 Midwest IDEAS Conference on Wednesday, August 26
Trading Information
- Previous Close Price
- $20.42
- Day Range
- $12.67–17.89
- 52-Week Range
- $10.25–22.55
- Bid/Ask
- $12.96 / $12.97
- Shares Outstanding
- 37.66M
- Market Cap
- $486.41M
- Volume/Avg
- 2M / 446,374
Key Statistics
- Price/Earnings (Normalized)
- 3.05
- Price/Sales
- 0.38
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- —
- Total Yield
- 6.17%
Company Profile
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 2,615
- Website
- https://www.pragroup.com
Valuation
Metric | PRAA |
|---|---|
Price/Earnings (Normalized) | 3.05 |
Price/Book Value | 0.46 |
Price/Sales | 0.38 |
Price/Cash Flow | — |
Price/Earnings
PRAA
Financial Strength
Metric | PRAA |
|---|---|
Quick Ratio | 18.85 |
Current Ratio | 18.85 |
Interest Coverage | −0.63 |
Quick Ratio
PRAA
Profitability
Metric | PRAA |
|---|---|
Return on Assets (Normalized) | 3.28% |
Return on Equity (Normalized) | 16.09% |
Return on Invested Capital (Normalized) | 5.30% |
Return on Assets
PRAA
Credit Services Industry Comparables
1-Day Chart | Name | Price | Morningstar Rating for Stocks | Capital Allocation | Economic Moat | Market Cap |
|---|---|---|---|---|---|---|
| Visa Inc Class A V | LOCK|X%Q<#n$ | LOCK|Bd? | $789B | |||
| Mastercard Inc Class A MA | LOCK|BP>%V$v | LOCK|T&S | $569B | |||
| American Express Co AXP | LOCK|C%m$QF | LOCK|@mZ | $215B | |||
| Capital One Financial Corp COF | LOCK|<Kfrwz | LOCK|^?R> | $121B | |||
| PayPal Holdings Inc PYPL | LOCK|>QXGHb | LOCK|hB^y | $49B | |||
| Synchrony Financial SYF | LOCK|l%D<%Z | LOCK|W&G | $24B | |||
| Affirm Holdings Inc Ordinary Shares - Class A AFRM | LOCK|W#FR>Q% | LOCK|c<bt | $23B | |||
| SoFi Technologies Inc Ordinary Shares SOFI | LOCK|!>JsS<< | LOCK|<%F^ | $21B | |||
| Ally Financial Inc ALLY | LOCK|JHL^B# | LOCK|>& | $11B | |||
| Klarna Group PLC KLAR | LOCK|tt#@>Z | LOCK|TW^@ | $5B |