Liberty Financial Group Ltd Stapled (Ordinary Share,Unit) LFG

Morningstar Rating
A$3.21 0.00 (0.00%)
View Full Chart

Company Report

Price vs Fair Value

LFG is trading at a LOCK|?>klVN premium.
Price
A$3.21
Fair Value
LOCK|Mb
Uncertainty
LOCK|jl
1-Star Price
LOCK|@pz
5-Star Price
LOCK|YG
Economic Moat
LOCK|tP
Capital Allocation
LOCK|H@BTlT#

Bulls Say, Bears Say

Bulls

Tighter credit criteria imposed by banks push customers to look for solutions among nonbank lenders like Liberty.

Bears

Competitors looking for market share gains underprice risk and force Liberty to follow or lose market share.

Trading Information

Previous Close Price
A$3.21
Day Range
A$3.18–3.31
52-Week Range
A$3.08–4.48
Bid/Ask
A$3.19 / A$3.22
Shares Outstanding
303.60M
Market Cap
A$974.56M
Volume/Avg
127,154 / 53,912

Key Statistics

Price/Earnings (Normalized)
6.20
Price/Sales
2.69
Dividend Yield (Trailing)
9.50%
Dividend Yield (Forward)
9.50%
Dividend Payment Schedule
Mar, Jun, Sep, Oct, Dec
Total Yield
9.50%

Company Profile

Founded in 1997, Liberty Financial Group is a nonbank lender operating in Australia and New Zealand. Unlike banks, nonbanks are unable to take customer deposits, a privilege exclusive to Authorized deposit-taking institutions, or ADIs. Liberty operates three business segments: residential, secured finance, and financial services. Mortgages make up half the loan book, with a focus on higher-risk borrowers. Secured finance makes up 43% of loans, including motor finance, commercial property loans, and self-managed superannuation fund loans. The financial services division includes unsecured personal and small and midsize business loans, mortgage broking, and distribution of general and life insurance.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
524

Competitors

Valuation

Metric
LFG
BEN
JDO
Price/Earnings (Normalized)
6.2011.527.76
Price/Book Value
0.830.860.57
Price/Sales
2.693.272.09
Price/Cash Flow
—7.174.20
Price/Earnings
LFG
BEN
JDO

Financial Strength

Metric
LFG
BEN
JDO
Quick Ratio
———
Current Ratio
———
Interest Coverage
———
Quick Ratio
No chart available

Profitability

Metric
LFG
BEN
JDO
Return on Assets (Normalized)
0.95%0.51%0.69%
Return on Equity (Normalized)
13.09%7.93%6.43%
Return on Invested Capital (Normalized)
———
Return on Assets
LFG
BEN
JDO

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
LOCK|%%&&xPLOCK|<M$676B
Mastercard Inc Class A
MA
LOCK|YHtpknlLOCK|W!$482B
American Express Co
AXP
LOCK|mnr&ylGLOCK|@f$204B
Capital One Financial Corp
COF
LOCK|>KTfHZLOCK|^prc^$119B
PayPal Holdings Inc
PYPL
LOCK|T^rFt>LOCK|FF>c$45B
Affirm Holdings Inc Ordinary Shares - Class A
AFRM
LOCK|$@TN##LOCK|qz?Z$24B
Synchrony Financial
SYF
LOCK|%X%<qRLOCK|p%?$23B
SoFi Technologies Inc Ordinary Shares
SOFI
LOCK|SPld?F>LOCK|p^&@$20B
Ally Financial Inc
ALLY
LOCK|>hF&<%mLOCK|bm$11B
Klarna Group PLC
KLAR
LOCK|z$hQ%M&LOCK|>&^#$5B

Sponsor Center