Bendigo and Adelaide Bank’s first-quarter fiscal 2027 cash earnings rose 18.5% on the second-half fiscal 2026 quarterly average. But excluding a large provision in 2026 and other notable items, we estimate earnings fell 2%, with loans shrinking and net interest margin, or NIM, down 6 basis points.
Investments in mobile banking and the approval process help Bendigo grow customer numbers, taking share of customer deposits and home loans.
Bendigo struggles to compete with the four major banks because of their size, cost advantages, market presence, and distribution capabilities.
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Metric
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BEN
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BOQ
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MYS
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|---|---|---|---|
Price/Earnings (Normalized) | 11.72 | 14.67 | 16.44 |
Price/Book Value | 0.88 | 0.79 | 1.14 |
Price/Sales | 3.33 | 3.29 | 3.74 |
Price/Cash Flow | 7.30 | 6.36 | — |
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Metric
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BEN
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BOQ
|
MYS
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
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Metric
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BEN
|
BOQ
|
MYS
|
|---|---|---|---|
Return on Assets (Normalized) | 0.51% | 0.37% | 0.37% |
Return on Equity (Normalized) | 7.93% | 6.12% | 7.82% |
Return on Invested Capital (Normalized) | — | — | — |
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1-Day Chart
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Price
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Morningstar Rating for Stocks
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