As prereleased last week, Bendigo and Adelaide Bank's fiscal 2026 cash profit increased 3% to AUD 530 million, with modest loan growth and higher net interest margin more than offsetting 4% operating expense growth. The final dividend of AUD 0.33 per share is fully franked.
Investments in mobile banking and the approval process help Bendigo grow customer numbers, taking share of customer deposits and home loans.
Bendigo struggles to compete with the four major banks because of their size, cost advantages, market presence, and distribution capabilities.
|
Metric
|
BEN
|
MYS
|
CBA
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.52 | 15.85 | 22.55 |
Price/Book Value | 0.86 | 1.10 | 3.18 |
Price/Sales | 3.27 | 3.61 | 8.38 |
Price/Cash Flow | 7.17 | — | — |
|
Metric
|
BEN
|
MYS
|
CBA
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
|
Metric
|
BEN
|
MYS
|
CBA
|
|---|---|---|---|
Return on Assets (Normalized) | 0.51% | 0.39% | 0.78% |
Return on Equity (Normalized) | 7.93% | 8.01% | 14.04% |
Return on Invested Capital (Normalized) | — | — | — |
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1-Day Chart
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Name
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Price
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Morningstar Rating for Stocks
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Capital Allocation
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Economic Moat
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