Judo Capital Holdings Ltd JDO

Stock XASX Rating as of Oct 1, 2026

A$0.91 +0.01 (1.12%)

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As of Oct 2, 2026, 4:21:35 AM Delayed Price Open

Company Report

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Judo's Loan Growth Continues to Shine, but Loan Quality Is Being Tested

Nathan Zaia Aug 18, 2026

Judo Capital began as a nonbank lender in 2016, using seed capital and debt facilities to establish itself as a lender to Australian small and midsize businesses. It received a banking deposit license in 2019. Among its competitors are the big four Australian banks, which collectively have around 70% share of total business loans. Judo has less than 1% share of the total Australian business loan market, but we estimate roughly 2% of the SMB market.

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Price vs Fair Value

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JDO is trading at a LOCK|?!ZmBp premium.

Price

A$0.90

Oct 1, 2026

Fair Value

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Feb 17, 2026

Uncertainty

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1-Star Price: LOCK|PT
5-Star Price: LOCK|fsj
Economic Moat: LOCK|T>
Capital Allocation: LOCK|?wT!$H

Bulls Say, Bears Say

Bulls

Judo’s strong customer focus attracts small and midsize business customers, enabling the bank to grow its loan book quickly and realize operating leverage benefits.

Bears

Judo’s point of differentiation is eroded by major banks adding more bankers to complement investments in digital offerings and use of data from payments and transaction accounts to make approval decisions.

Trading Information

Previous Close Price: A$0.90
Day Range: A$0.90–0.91
52-Week Range: A$0.82–2.07
Bid/Ask: A$0.90 / A$0.91
Shares Outstanding: 1.12B
Market Cap: A$1.02B
Volume/Avg: 3M / 7M

Key Statistics

Price/Earnings (Normalized): 7.76
Price/Sales: 2.09
Dividend Yield (Trailing): 0.00%
Dividend Yield (Forward): 0.00%
Dividend Payment Schedule: —
Total Yield: —

Company Profile

Judo Capital is an Australian bank primarily focused on lending to Australian small and midsize businesses. Judo’s main lending products are business loans, equipment finance, lines of credit, and home loans. Personal, business, and self-managed superannuation fund term deposits are a key source of funding.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Small Growth
Total Number of Employees: 580
Website: https://www.judo.bank

Competitors

Valuation

Metric	JDO	NAB	CBA
Price/Earnings (Normalized)	7.76	18.60	22.55
Price/Book Value	0.57	1.92	3.18
Price/Sales	2.09	5.39	8.38
Price/Cash Flow	4.20	185.89	—

Price/Earnings

JDO

NAB

CBA

Financial Strength

Metric	JDO	NAB	CBA
Quick Ratio	—	—	—
Current Ratio	—	—	—
Interest Coverage	—	—	—

Quick Ratio

No chart available

Profitability

Metric	JDO	NAB	CBA
Return on Assets (Normalized)	0.69%	0.55%	0.78%
Return on Equity (Normalized)	6.43%	9.89%	14.04%
Return on Invested Capital (Normalized)	—	—	—

Return on Assets

JDO

NAB

CBA

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