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Credit Saison Co Ltd CSASF

Morningstar Rating
$19.89 +4.09 (25.89%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CSASF is trading at a 341% premium.
Price
$19.85
Fair Value
$96.71
Uncertainty
High
1-Star Price
$58.16
5-Star Price
$19.69
Economic Moat
Qgxd
Capital Allocation
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Trading Information

Previous Close Price
$15.80
Day Range
$19.8919.89
52-Week Range
$15.8019.89
Bid/Ask
$19.74 / $24.14
Market Cap
$3.11 Bil
Volume/Avg
1,700 / 900

Key Statistics

Price/Earnings (Normalized)
9.50
Price/Sales
1.10
Dividend Yield (Trailing)
2.71%
Dividend Yield (Forward)
6.87%
Total Yield
2.71%

Company Profile

Credit Saison Co Ltd is a consumer finance company operating primarily in Japan. Saison operates in five reportable business segments: credit services, leasing, finance, real estate, and entertainment. Of these, credit services make up the vast majority of revenue. The company is one of Japan's leading card companies. The company issues Visa, MasterCard, American Express, and affinity cards carrying the Saison brand to a multitude of cardholders. Saison also provides insurance and asset management. The company is affiliated with the Mizuho Financial Group.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Value
Total Number of Employees
9,825

Comparables

Valuation

Metric
CSASF
8410
PMTS
Price/Earnings (Normalized)
9.5020.7315.19
Price/Book Value
0.701.18
Price/Sales
1.102.250.83
Price/Cash Flow
5.009.327.78
Price/Earnings
CSASF
8410
PMTS

Financial Strength

Metric
CSASF
8410
PMTS
Quick Ratio
10.311.16
Current Ratio
10.772.44
Interest Coverage
4.932.07
Quick Ratio
CSASF
8410
PMTS

Profitability

Metric
CSASF
8410
PMTS
Return on Assets (Normalized)
2.45%1.86%8.38%
Return on Equity (Normalized)
15.51%11.51%
Return on Invested Capital (Normalized)
3.32%19.07%
Return on Assets
CSASF
8410
PMTS
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Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
XvbhtgmxSgyd$504.9 Bil
Mastercard Inc Class A
MA
KxlxwlfJxwt$407.3 Bil
American Express Co
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PayPal Holdings Inc
PYPL
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Capital One Financial Corp
COF
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Discover Financial Services
DFS
DcqttygxPlcnn$35.7 Bil
Synchrony Financial
SYF
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Ally Financial Inc
ALLY
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SoFi Technologies Inc Ordinary Shares
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The Western Union Co
WU
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