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Aiful Corp AIFLF

Morningstar Rating
$3.05 +0.02 (0.60%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

AIFLF is trading at a 734% premium.
Price
$3.04
Fair Value
$10.00
Uncertainty
Very High
1-Star Price
$2.60
5-Star Price
$9.89
Economic Moat
Cdy
Capital Allocation
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Trading Information

Previous Close Price
$3.03
Day Range
$3.053.05
52-Week Range
$1.843.05
Bid/Ask
$1.91 / $5,000.00
Market Cap
$1.48 Bil
Volume/Avg
500 / 300

Key Statistics

Price/Earnings (Normalized)
9.78
Price/Sales
1.31
Dividend Yield (Trailing)
0.21%
Dividend Yield (Forward)
0.21%
Total Yield
0.21%

Company Profile

Aiful Corp provides consumer financing and consumer credit services exclusively in Japan. The company operates and reports results through four segments: its loan business, its credit card business, and its credit guarantee business, as well as its other segment. The company generates nearly all of its revenue through interest and its largest contributor to revenue is its loan business. The vast majority of the company's loans on its books are unsecured. Other loans include mortgages and small-business loans. The company handles its credit guarantee services in tie-ups with commercial banks.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Mid Core
Total Number of Employees
3,716

Comparables

Valuation

Metric
AIFLF
8771
8585
Price/Earnings (Normalized)
9.7821.2416.93
Price/Book Value
1.133.060.73
Price/Sales
1.317.580.76
Price/Cash Flow
9.5919.485.00
Price/Earnings
AIFLF
8771
8585

Financial Strength

Metric
AIFLF
8771
8585
Quick Ratio
1.262.751.18
Current Ratio
1.593.051.57
Interest Coverage
Quick Ratio
AIFLF
8771
8585

Profitability

Metric
AIFLF
8771
8585
Return on Assets (Normalized)
1.89%17.36%0.49%
Return on Equity (Normalized)
11.92%23.45%7.02%
Return on Invested Capital (Normalized)
2.73%21.51%0.74%
Return on Assets
AIFLF
8771
8585
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