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  Retiring with Natalie Choate

  The 401(k) Early Withdrawal Penalty: It's Not Fair!

  Contributor Natalie Choate reviews some of the inconsistencies in the penalty investors pay if they take distributions from their retirement plans too early.

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  Practice Builder

  Calculating the Required Minimum Distribution From Inherited IRAs

  The relevant variables and calculations can be complex, depending on the situation.

• Avoiding The Capital Gains Distribution Trap

  Advisors can prevent their clients from having to pay tax on phantom income, but there are two important caveats to keep in mind.

• Fiduciary Focus

  Why Target-Date Funds Miss the Boat

  These vehicles fail to meet the challenge of creating a relatively stable, sustainable, and inflation-adjusted income stream throughout retirement, says contributor Scott Simon.

Advisor Insights

• The ESG Revolution
• Sustainability as a Megatrend
• More Talent at the Top

ETFs

• Examining the Risks and Rewards of Securities Lending
• Little Tax Pain for ETF Investors This Year
• Not All Low-Volatility ETFs Are Created Equal

Funds

• 3 Lessons From the Bond Market
• Hold or Sell? How to Evaluate Fund Laggards
• 3 Great Funds Taking a Beating This Year

Fiduciary Focus

• The SEC Should Try Enforcing the Investment Advisers Act of 1940
• An SEC Commissioner's Misfires
• An Improvement on Regulation Best Interest
• The Case for Dollar-Cost Averaging

Practice Builder

• Increase Productivity by Outsourcing Call Answering
• How Advisors Can Help Independents and Accumulators Succeed
• A Checklist for Developing a NextGen Offering
• New Tools to Better Serve Generation X and Y Clients
• How Advisors Can Help Preservers and Followers Succeed
• Changes to the Kiddie Tax May Benefit High-Income Parents

Retiring with Natalie Choate

• A Good Tax Idea Backfires
• Effectively Taking Early IRA Distributions Without Penalty
• Managing a Year-of-Death RMD in an Inherited IRA
• Thorny Issues When Leaving IRA to Trust for Young Children
• How to Deal with Improper Roth Contributions

Article Library

• Advisor Insights