Weekly Wrap: What You Need to Know About Retiring, Inflation, and More
We recap the week on Morningstar.com and note the most popular stocks, funds, and exchange-traded funds.
|Editor's note: Read the latest on how the coronavirus is rattling the markets and what investors can do to navigate it.|
Special Report: Are You Ready to Retire?
Let us walk you through practical steps to ensure you're on the right track for retirement.
The Great Asset Bubble (?)
At long last, asset-price inflation may have finally arrived.
How Do Investor Returns Stack Up Against Total Returns?
We found the results fund investors have experienced in dollar terms were within close range of reported total returns overall.
Is the '4% Rule' Broken?
Retirement researcher Wade Pfau discusses why low yields put this withdrawal rule at risk and what strategies retirees can use instead.
Overwhelming Opposition to Proposed Regulation Limiting the Use of ESG in Retirement Plans
Investors take exception to Department of Labor proposal in public comments.
It's Not the 2008 Global Recession All Over Again
Risks are far lower than during the last U.S. financial crisis, despite COVID-19's impact.
Portfolio Planning and Personal Finance With Christine Benz
A Retirement Readiness Checklist
Determining if you're on track to retire can be more manageable if you break it into smaller steps.
Retiring During a Pandemic
How to handle this decision--even when it is made for you.
7 Steps to Estimating Your In-Retirement Cash Flow Needs
Rules of thumb may be too high for affluent retirees with high savings rates, but healthcare costs are a major swing factor.
What a Weak Dollar Means for Your Portfolio
Who does and does not benefit from a dipping dollar.
A Checklist for Retirement Cash Flows
Maximizing nonportfolio sources of income can reduce demands on your portfolio.
Is Delaying Social Security Still Smart?
How volatile markets and concerns over the program's finances should affect claiming decisions for pre-retirees and early retirees.
How to Create a Retirement Policy Statement
Use our template to document your retirement assets, strategy, and spending system.
The Bucket Investor's Guide to Setting Asset Allocation for Retirement
Use anticipated spending needs and probabilities of a positive return over your time horizon to back into the right mix of cash, bonds, and stocks.
Model Portfolios for Savers and Retirees
Morningstar director of personal finance Christine Benz has developed a series of hypothetical portfolios for savers and retirees.
Mutual Funds and Exchange-Traded Funds
A Conversation With Investing Legend Charlie Dreifus
We check in with the longtime Royce portfolio manager to see how he's navigating the latest bear market.
3 Supporting Players for Your Foreign-Stock Allocation
These excellent funds provide international exposure, but with a little bit more risk than core funds do.
A Morningstar Medalist Offering Exposure to Agency MBS
A broadly diversified portfolio and sizable cost advantage make this a compelling option.
Not All Core Bond Funds Are Created Equal
Our FIEA tool can help you dig deeper into a strategy's interest-rate and credit risk.
Mortgage-Backed Securities: A Closer Look at a Core Bond Fund Staple
These securities feature prominently in most core bond funds.
U.S. Ban Could Have Major Implications for Video Game Industry
While the president had been attacking TikTok, the addition of WeChat and Tencent to the ban was a surprise.
2 Stocks We're Less Excited About
We have removed these names from our list of high-conviction picks in August.
Our Ultimate Stock-Pickers' Top 10 High-Conviction Purchases
Several funds see value in basic materials and communication services.
5 Bargains in Berkshire's Portfolio
We think these holdings look undervalued.
Strong U.S. Marks Propel Walmart's Second Quarter
We expect to raise our $111 per share valuation for wide-moat Walmart by a mid-single-digit percentage.
Home Depot Benefits From Robust Sales Growth
We plan to raise our $184 fair value estimate for wide-moat Home Depot by a high-single-digit rate after the second quarter.
Oracle's Possible TikTok Acquisition Would Be Poor Fit
We think Microsoft and Twitter are better fits for TikTok.
J&J Strengthens Pipeline With Momenta Acquisition
This acquisition reinforces the intangible assets supporting J&J's wide moat, and we plan to raise our fair value estimate for Momenta.
Stellar Q2 Sales For Target; Shares Rich
Target's balanced online and in-store growth in the quarter (with the latter seeing 11% comparable expansion despite the pandemic and rising e-commerce penetration) reinforces our faith in its use of stores as omnichannel fulfillment centers, but the shares' trading price leaves no room for error despite accelerating retail digitization that creates cost and price pressure. So, we suggest long-term investors await a more attractive entry point.
Nvidia's Boosted Q2 Results Lift FVE to $250
We are raising our Nvidia fair value estimate to $250 per share from $200, as we incorporate a stronger near-term outlook.
Keep Reminding Clients About the Importance of Being a Fiduciary
An advisor's job of educating clients about the benefits of working with a fiduciary is never done.
We Need to Do Better at Predicting the End (of Retirement)
It takes more than a sense of the average length of retirement.
How Health Shocks Affect Retirement Spending
Most retirees seem able to weather an expensive medical bill.
The Long View
Ed Slott: Act Now on Historically Low Tax Rates
The tax- and retirement-planning expert discusses SECURE and CARES Act implications for charitable giving and estate planning, the pause on RMDs, and why 2020 is shaping up as an ideal year for Roth conversions.
4 Easy Steps to Finding a Suitable ESG Fund
Morningstar's ESG Screener makes it easy to find the right ESG fund.
U.S. Fund Flows Increase Equity Funds' Pain in July
U.S. and international equity fund flows are ugly so far in 2020.
13 Ways of Looking at Risk
Don't let volatility be your only lens.
Should You Pay Off Your Mortgage?
Retirees looking for a decent return in this low-rate climate would be wise to consider it.
Is Recency Bias Swaying Your Investing Decisions?
How memories of market crashes could be clouding your judgment now.