Policy

Investors could soon have access to more information about how investment managers incorporate sustainability considerations.

New Morningstar research examines how global workplaces are encouraging people to save more and earlier.

Despite lack of formal guidance, advisors will face scrutiny.

Workers are often subject to the same glide path despite differences in salary and expected retirement age.

Morningstar supports the commission’s new rule and offers suggestions to improve it.

But with many exemptions, the legislation is unlikely to make a substantial difference.

Studies focused on public pensions do not tell us much about 401(k)s and ESG.

It probably comes down to how big a company you work for.

Some legislative priorities tracked with our expectations in 2021, but the fate of Build Back Better is still unclear.

Investors should be aware of the lack of regulation.

We encourage the SEC to figure out which nudges and conflicts are problematic and avoid sweeping changes that could stifle savings.

Focused enforcement and small changes to the Instructions could go a long way toward empowering investors.

We believe this new rule is a step in the right direction for retirement savers.

We looked at the new Relationship Summaries that investors are receiving and found them missing key information.

A few changes to the Saver’s Credit could have long-term benefits for lower-income workers.

The program could make strides to narrow the racial wealth gap, but the details still need to be worked out.

Old-fashioned tontines are a modern option to cut fees and manage retirement money.

Yes--but only if it is a good one.

The right policy could make annuities easier to use for retirement savers.

Pass-through entities emerge as a workaround for the SALT cap.

The proposal’s fine print suggests the effective date could already be in the past.

The political back-and-forth on tax increases isn't likely to change the outcome.

How would a financial transaction tax impact investors, and what can we learn from existing implementations?

A policy proposal that would benefit children from low-income families and close the racial wealth gap.

Most people don't need to worry, but pay attention if you think your income could ever top $1 million.

Here are five areas to watch.

We think tax hikes for businesses are inevitable as Democrats seek infrastructure upgrades, healthcare expansion, and other priorities.

We lay out the trade-offs of various proposals.

A look at the tools the president can wield and the public policy he might pursue.

This is a great opportunity to empower investors, but Morningstar recommends doing more.

Corporate business taxes set to rise, but not up to 2016 levels.

A narrow majority may pass new stimulus and raise the corporate business tax.

Lessons learned (so far) from the coronavirus and retirement savers.

The potential tax would raise revenue without explicitly raising tax rates for lower- and middle-income households.

Joe Biden’s tax plan would overhaul retirement plan tax benefits.

The election will determine the next move in the ongoing battle over the regulation of advice.

Part I of our series on the election and ordinary investors.

What the Department of Labor’s new proposal means for ordinary investors.

As the debut of pooled employer plans draws near, the current MEP system provides a useful test case for what can go right--and wrong.

One simple fix to bring down investment costs.

Investors should beware of the risks.

The election will determine the next move in the ongoing battle over the regulation of advice.

In 2006, Congress passed the Pension Protection Act. Can leaders do it again?

The Department of Labor’s new rules advance investor interests without imposing excessive costs on the financial-services industry, writes Morningstar’s Scott Cooley.

The formation of so-called multiple employer plans could help address the lack of workplace retirement options for many smaller-company workers.

Noted economist Teresa Ghilarducci doesn't seem to like 401(k)s.

Bob Reynolds says the right public policy can fix the retirement gap.

Having Glass-Steagall in place would not have prevented the last financial crisis. But reinstating it might make the next one even worse.

Slapping the 'systemically important financial institution' designation on asset managers could cost investors and the broader economy.

401(k)s are not perfect, but it is amazing how much they have improved.