Saving and Spending

Here’s how to figure out how big your emergency fund should be, and how you should invest it.

A close examination reveals significant flaws.

Here are the tax-related dates and data that should be on your calendar in the new year.

Use these anchors to replace retirement uncertainty with a feeling of clarity and control over your financial plan.

Why bad returns at the wrong time can put your retirement spending plan in danger.

BNPL is just a tool—it’s how you use it that can cause problems.

Provisions in Secure 2.0, OBBBA affect retirement savers and retirees.

New research shows that flexible withdrawal strategies can help you spend more in retirement.

These seven steps tackle a lot of jobs: refilling cash, rebalancing, tax planning, and charitable giving.

AI and consumer spending are boosting balance sheets.

Navigate the complexities of the One Big Beautiful Bill Act with actionable strategies for clients.

Why retirees struggle to give themselves permission to spend, and how to finally break up with your savings habit.

Rules of thumb are better than nothing, but smart investors customize their own savings targets.

Basis tracking makes Trump accounts more complex than they appear.

Use this calculator to estimate the monthly housing costs that fit your budget.

The new OBBBA-created accounts offer tax-deferred savings for children but come with unique rules, limits, and deadlines.

Could this short-term financial fix scar your credit?

And why a high income is not enough to keep you from falling into an overspending trap.

Home-based care is more expensive than it looks.

What investors need to know about emergency funds, where to park your money, and when to invest excess cash.