Saving and Spending

How to stick to your savings goals for the long term.

The mood on Main Street may feel gloomy, but some economists say there’s reason for optimism.

Retirees can use market conditions to determine where to go for cash flows.

You can use these models to see reasonable asset allocations that align with various goals.

Tips for retirees who rely on their portfolios for cash flows.

Here’s why you should consider it and what steps to take.

A diversified portfolio with various time frames can help you meet your income needs during retirement.

Striking the right balance can depend on the goal and your risk capacity.

And why a lack of communication might be about more than just money.

Building better financial habits requires a new mindset and a new plan. Here’s how advisors can help.

Our projections show the new program can significantly boost retirement wealth.

For retirees, trimming appreciated US stocks can supply living expenses and top up depressed bond and international-equity holdings.

Strategies to pay down your credit card and refill your emergency fund in the new year.

Retirement savers between the ages of 60 and 63 now have an additional option for catching up.

Ample equity exposure lifted all of the portfolios, but the ETF portfolios’ performance was especially sweet.

Is a more dynamic approach to retirement spending right for you?

Why underspending can make you miss out on the benefits of financial wellness.

Starting safe withdrawal rates have declined, but staying flexible and enlarging guaranteed income can help boost lifetime payouts.

Michelle Singletary discusses transition strategies like delaying Social Security and annuitizing.

Harold Evensky discusses how to build a retirement portfolio.