Saving and Spending

Let your spending needs lead the way.

Don’t wait until the last minute to fill your cash ‘bucket.’

Yields are important, but so are liquidity considerations and guarantees.

If unanticipated expenses exceed your emergency fund, here’s a look at where to go next.

How advisors can custom-craft retirement spending plans to address retirees’ own situations, including their asset allocations, concern for cash flow consistency, and desire to leave a bequest.

The bestselling author and financial advisor on why sabbaticals can be life-changing, why health matters more than money, a flat tax for IRAs, and more.

Yield isn’t the only name of the game. Here’s what to keep in mind.

Four strategies to consider if you’re looking for a steady ‘paycheck equivalent’ from your retirement portfolio.

If your plan is in good shape, you can put more weight on allocating to decisions that deliver a psychological return rather than a financial one.

Parents should separate labels from long-term outcomes when saving for their child.

We examine two risks for retirement spending: unanticipated early retirement and big long-term care outlays at the end of life.

These strategies for financial conversations can strengthen your relationship and your balance sheet.

Here’s how to increase wealth without the IRS taking a penny.

Three strategies to consider if you want to maximize your lifetime spending.

These portfolios’ hefty international stakes were additive (finally!).

Plus, the trade-offs new retirees should be prepared to make.

Trump accounts may be imperfect, but the government’s $1,000 seed is worth grabbing.

International stocks stole the show for a change.

Check on your spending and saving and get ahead of tax season.

Big inheritances can be a sign of underconsumption and suboptimal planning.