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PKO Bank Polski SA PKO

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PKO is trading at a 6% discount.
Price
PLN 58.95
Fair Value
PLN 26.23
Uncertainty
High
1-Star Price
PLN 13.48
5-Star Price
PLN 81.44
Economic Moat
Zcdg
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
13.48
Price/Sales
3.04
Dividend Yield (Trailing)
2.18%
Dividend Yield (Forward)
2.18%
Total Yield
2.18%

Company Profile

PKO Bank Polski SA is a universal banking group operating primarily in Poland, with subsidiaries in the Ukraine and Sweden. The bank's corporate strategy places a premium on organic growth and acquisitions. It has a strong presence in retail deposits, mortgage loans, consumer finance, corporate deposits, corporate loans, and asset management. Majority of its net revenue is net interest income, overwhelmingly derived from customer loans. Net fees and commissions, in contrast, are diversified across loans and insurance, mutual funds and brokerage, cards, and customer accounts. The bank has an appreciably large portion of its deposit base originating from retail clients in relation to competitors.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Growth
Total Number of Employees
25,281

Comparables

Valuation

Metric
PKO
ALR
PEO
Price/Earnings (Normalized)
13.486.497.28
Price/Book Value
1.631.431.59
Price/Sales
3.042.263.14
Price/Cash Flow
15.695.345.53
Price/Earnings
PKO
ALR
PEO

Financial Strength

Metric
PKO
ALR
PEO
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PKO
ALR
PEO
Return on Assets (Normalized)
1.96%2.47%2.24%
Return on Equity (Normalized)
21.85%27.34%25.01%
Return on Invested Capital (Normalized)
Return on Assets
PKO
ALR
PEO
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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ISNPY
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USB
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PNC
PNC Financial Services Group IncPcwrqcntmYzgzqg$58.9 Bil
ITUB
Itau Unibanco Holding SA ADRRwmwbjqlXlyv$55.4 Bil
MFG
Mizuho Financial Group Inc ADRBhhyjbfFgnq$48.8 Bil
TFC
Truist Financial CorpZncqmdlddWbctfcp$47.7 Bil
LYG
Lloyds Banking Group PLC ADRMrpnfnlqmGlvzmw$39.7 Bil
DB
Deutsche Bank AGBkrfXcj$31.5 Bil
NWG
NatWest Group PLC ADRXkspHhy$29.9 Bil

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