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Santander Bank Polska SA SPL

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SPL is trading at a 4% discount.
Price
PLN 577.16
Fair Value
PLN 632.55
Uncertainty
Very High
1-Star Price
PLN 724.14
5-Star Price
PLN 923.48
Economic Moat
Zfbkq
Capital Allocation
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Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
11.93
Price/Sales
3.60
Dividend Yield (Trailing)
4.13%
Dividend Yield (Forward)
4.13%
Total Yield
4.22%

Company Profile

Santander Bank Polska SA is a commercial bank. It provides financial products and services for individuals, small and medium enterprises and corporate clients. Its products include personal accounts, credit, savings, investment, settlement, insurance, card products, and others.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Core
Total Number of Employees
11,471

Comparables

Valuation

Metric
SPL
BOS
PEO
Price/Earnings (Normalized)
11.9318.556.87
Price/Book Value
1.810.681.50
Price/Sales
3.601.412.96
Price/Cash Flow
4.075.22
Price/Earnings
SPL
BOS
PEO

Financial Strength

Metric
SPL
BOS
PEO
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
SPL
BOS
PEO
Return on Assets (Normalized)
1.85%1.40%2.24%
Return on Equity (Normalized)
16.08%14.89%25.01%
Return on Invested Capital (Normalized)
Return on Assets
SPL
BOS
PEO
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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ISNPY
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USB
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PNC
PNC Financial Services Group IncRsrhsszPynjxdv$62.2 Bil
ITUB
Itau Unibanco Holding SA ADRTzqkddbZwv$57.2 Bil
TFC
Truist Financial CorpBswhyfnKpgkjz$50.8 Bil
MFG
Mizuho Financial Group Inc ADRYdqnnyvmzQnsl$48.9 Bil
LYG
Lloyds Banking Group PLC ADRMwvhtnqtSwlxlwx$40.4 Bil
DB
Deutsche Bank AGGfgyTxh$35.3 Bil
NWG
NatWest Group PLC ADRVybsWbhyr$33.5 Bil

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