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Lloyds Banking Group PLC ADR LYG Stock Quote

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Last close prices updated as of Jan 30, 2023, 7:10 PM EST | USD | BATS BZX Real-Time Price
  • Last Close 2.58
  • Sector Financial Services
  • Industry Banks - Regional
  • Investment Style Large Value
  • Day Range 2.58  –  2.61
  • Year Range 1.70  –  2.92
  • Market Cap 43.4007 Bil
  • Volume / Avg 6.6 Mil /  6.7 Mil
  • Price / Sales 2.10
  • Price / Book 0.76
  • Forward Div Yield 4.26%
  • Trailing Div Yield 4.00%

Morningstar‘s Stock Analysis LYG

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Lloyds a U.K. Pure-Play Bank

Niklas Kammer Equity Analyst

Business Strategy and Outlook

| Niklas Kammer |

Lloyds is a pure U.K. banking play, with 95% of its assets based domestically. Since its massive restructuring, which started in 2011, the bank has emerged as a low-risk domestic retail and commercial bank. It has shed about GBP 190 billion in runoff assets and GBP 200 billion in risk-weighted assets and has significantly reduced its dependence on wholesale funding. Today, Lloyds operates one of the strongest retail franchises in the United Kingdom.

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Key Statistics LYG

Company Profile LYG

Business Description

Lloyds is a retail and commercial bank headquartered in the United Kingdom. The bank operates via three business segments: retail, commercial banking, and insurance and wealth. In retail, Lloyds offers primarily mortgages (66% of loan portfolio), credit cards, and current accounts to its customers. Its commercial banking operation provides lending, transaction banking, working capital management, and debt capital market services to large corporates and financial institutions in the U.K. Insurance and wealth rounds out the product lineup with life and property insurance as well as pension solutions and high-net-worth asset-management services.

25 Gresham Street
London, EC2V 7HN, GBR
Industry Banks - Regional
Employees 57,955

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FAQs for Lloyds Banking Group PLC ADR Stock

Yes. LYG has a forward dividend yield of 4.26%. See LYG’s full dividends and stock split history on the Dividend tab.
Dividend yield allows investors, particularly those interested in dividend-paying stocks, to compare the relationship between a stock’s price and how it rewards stockholders through dividends. The formula for calculating dividend yield is to divide the annual dividend paid per share by the stock price.

Learn more about dividend yield.

LYG’s market cap is 43.40 Bil.
Market capitalization is calculated by taking a company’s share price and multiplying it by the total number of shares. It’s often used to measure a company’s size. In the Morningstar Style Box, large-cap names account for the largest 70% of U.S. stocks, mid-cap names account for the largest 70–90%, and small-cap names are the remaining 10% of companies.

Learn more about market capitalization.

LYG’s stock style is Large Value.
Style is an investment factor that has a meaningful impact on investment risk and returns. Style is calculated by combining value and growth scores, which are first individually calculated.

High-growth stocks tend to represent the technology, healthcare, and communications sectors. They rarely distribute dividends to shareholders, opting for reinvestment in their businesses. More value-oriented stocks tend to represent financial services, utilities, and energy stocks. These are established companies that reliably pay dividends.

Learn more about style.

LYG’s price/sales is 2.11.
Price/sales represents the amount an investor is willing to pay for a dollar generated from a particular company’s sales or revenues.

LYG’s price/forward earnings is 6.49.
Forward P/E gives some indication of how cheap or expensive a stock is compared with consensus earnings estimates. The lower the Forward P/E, the cheaper the stock.

LYG’s price/book is 0.76.
Price/book ratio can tell investors approximately how much they’re paying for a company’s assets, based on historical, rather than current, valuations. Historical valuations generally do not reflect a company’s current market value. Value investors frequently look for companies that have low price/book ratios.

See LYG’s valuation ratios compared to the Market Index.

LYG’s beta can be found in Trading Information at the top of this page.
A stock’s beta measures how closely tied its price movements have been to the performance of the overall market.

Compare LYG’s historical performance against its industry peers and the overall market.