Credit Saison Co Ltd 8253
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- JPY 2,921.50
- Day Range
- JPY 2,890.50–2,933.50
- 52-Week Range
- JPY 1,817.00–3,303.00
- Bid/Ask
- JPY 2,925.50 / JPY 2,932.50
- Market Cap
- JPY 477.78 Bil
- Volume/Avg
- 989,600 / 848,339
Key Statistics
- Price/Earnings (Normalized)
- 11.48
- Price/Sales
- 1.15
- Dividend Yield (Trailing)
- 5.09%
- Dividend Yield (Forward)
- 5.43%
- Total Yield
- 5.15%
Company Profile
Credit Saison Co Ltd is a consumer finance company operating primarily in Japan. Saison operates in five reportable business segments: credit services, leasing, finance, real estate, and entertainment. Of these, credit services make up the vast majority of revenue. The company is one of Japan's leading card companies. The company issues Visa, MasterCard, American Express, and affinity cards carrying the Saison brand to a multitude of cardholders. Saison also provides insurance and asset management. The company is affiliated with the Mizuho Financial Group.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Mid Value
- Total Number of Employees
- 9,509
- Website
- http://www.saisoncard.co.jp
Comparables
Valuation
|
Metric
|
8253
|
8346
|
8410
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.48 | 11.55 | 16.28 |
Price/Book Value | 0.71 | 0.43 | 1.20 |
Price/Sales | 1.15 | 1.63 | 2.48 |
Price/Cash Flow | 5.76 | 6.16 | 9.39 |
Price/Earnings
8253
8346
8410
Financial Strength
|
Metric
|
8253
|
8346
|
8410
|
|---|---|---|---|
Quick Ratio | 11.75 | — | — |
Current Ratio | 12.24 | — | — |
Interest Coverage | 4.64 | — | — |
Quick Ratio
8253
8346
8410
Profitability
|
Metric
|
8253
|
8346
|
8410
|
|---|---|---|---|
Return on Assets (Normalized) | 2.35% | 0.13% | 1.84% |
Return on Equity (Normalized) | 14.97% | 4.41% | 11.11% |
Return on Invested Capital (Normalized) | 3.15% | — | — |
Return on Assets
8253
8346
8410
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
V
| Visa Inc Class A | Wsqtffty | Smt | $557.4 Bil | |
MA
| Mastercard Inc Class A | Jlswlbr | Nljy | $431.8 Bil | |
AXP
| American Express Co | Sjllyrdl | Tvln | $156.6 Bil | |
PYPL
| PayPal Holdings Inc | Msxrlqgm | Zbzyxb | $67.8 Bil | |
COF
| Capital One Financial Corp | Sppmgzx | Dtldh | $56.3 Bil | |
DFS
| Discover Financial Services | Ydphqwy | Nxbrf | $32.4 Bil | |
SYF
| Synchrony Financial | Jfnbbgxf | Qzh | $17.4 Bil | |
ALLY
| Ally Financial Inc | Bqwzzjbc | Wrvr | $12.1 Bil | |
SOFI
| SoFi Technologies Inc Ordinary Shares | Pkgrqqvk | Ljnzy | $8.0 Bil | |
WU
| The Western Union Co | Vxwxjxdt | Ksvcfn | $4.6 Bil |