ZENKOKU HOSHO Co Ltd 7164
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
Trading Information
- Previous Close Price
- JPY 5,510.00
- Day Range
- JPY 5,479.00–5,542.00
- 52-Week Range
- JPY 4,704.00–5,709.00
- Bid/Ask
- JPY 5,526.00 / JPY 5,540.00
- Market Cap
- JPY 380.66 Bil
- Volume/Avg
- 160,100 / 201,588
Key Statistics
- Price/Earnings (Normalized)
- 13.33
- Price/Sales
- 7.48
- Dividend Yield (Trailing)
- 5.74%
- Dividend Yield (Forward)
- 6.14%
- Total Yield
- 5.74%
Company Profile
ZENKOKU HOSHO Co Ltd primarily operates a credit guarantee business. The company's current strategy emphasizes its core housing loan guarantee business by expanding its scale through strategic alliances and streamlining of operations. Its housing loan guarantee products include housing acquisition funds, refinancing funds, and renovation funds, among others. Zenkoku Hosho also provides education loan guarantees products, which deal with term loans and overdrafts. Its apartment loan guarantee products guarantee the borrowings of construction costs for rental housing. The company also is seeking to diversify into other synergistic lines of business through mergers and acquisitions.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Mid Core
- Total Number of Employees
- 442
- Website
- http://www.zenkoku.co.jp
Comparables
Valuation
|
Metric
|
7164
|
7191
|
8771
|
|---|---|---|---|
Price/Earnings (Normalized) | 13.33 | 9.66 | 27.26 |
Price/Book Value | 1.79 | 3.28 | 3.85 |
Price/Sales | 7.48 | 2.24 | 9.32 |
Price/Cash Flow | 12.84 | 13.84 | 25.35 |
Price/Earnings
7164
7191
8771
Financial Strength
|
Metric
|
7164
|
7191
|
8771
|
|---|---|---|---|
Quick Ratio | 4.46 | 1.80 | 2.74 |
Current Ratio | 4.82 | 2.58 | 3.10 |
Interest Coverage | 50.28 | — | — |
Quick Ratio
7164
7191
8771
Profitability
|
Metric
|
7164
|
7191
|
8771
|
|---|---|---|---|
Return on Assets (Normalized) | 9.44% | 23.51% | 16.90% |
Return on Equity (Normalized) | 20.26% | 36.25% | 22.81% |
Return on Invested Capital (Normalized) | 17.01% | 36.19% | 20.95% |
Return on Assets
7164
7191
8771
Credit Services Industry Comparables
|
Ticker
|
Name
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|
V
| Visa Inc Class A | Wtsmkkv | Ywhwp | $561.7 Bil | |
MA
| Mastercard Inc Class A | Gbwpjwtkk | Pcjh | $431.4 Bil | |
AXP
| American Express Co | Rmhmzftr | Cqgz | $170.5 Bil | |
PYPL
| PayPal Holdings Inc | Nbzlbmw | Jjfrv | $69.4 Bil | |
COF
| Capital One Financial Corp | Fwdxqdsb | Bxtkgm | $55.6 Bil | |
DFS
| Discover Financial Services | Kflprtf | Kjhvvx | $32.0 Bil | |
SYF
| Synchrony Financial | Dpldvbhp | Rbqn | $17.4 Bil | |
ALLY
| Ally Financial Inc | Ylwjmcllf | Wwyc | $11.9 Bil | |
SOFI
| SoFi Technologies Inc Ordinary Shares | Tldvwql | Xjrgp | $8.0 Bil | |
WU
| The Western Union Co | Tnsqmqjk | Qjsppf | $4.5 Bil |