Ally Financial reported solid third-quarter results. Adjusted earnings per share rose 16% year over year to $1.34, and core return on tangible common equity improved 80 basis points to 13.1%, reflecting stronger lending activity and improved operating efficiency.
Ally has had material success in improving its funding structure, which could lead to wider net interest margins.
Ally's auto loans are in a period of higher credit costs as economic pressure weighs on consumers. Credit costs could remain elevated for longer than expected.
|
Metric
|
ALLY
|
COF
|
SYF
|
|---|---|---|---|
Price/Earnings (Normalized) | 8.49 | 10.31 | 7.59 |
Price/Book Value | 0.87 | 1.16 | 1.63 |
Price/Sales | 1.26 | 2.05 | 1.68 |
Price/Cash Flow | 2.71 | 4.08 | 2.60 |
|
Metric
|
ALLY
|
COF
|
SYF
|
|---|---|---|---|
Quick Ratio | — | — | — |
Current Ratio | — | — | — |
Interest Coverage | — | — | — |
|
Metric
|
ALLY
|
COF
|
SYF
|
|---|---|---|---|
Return on Assets (Normalized) | 0.75% | 1.88% | 2.93% |
Return on Equity (Normalized) | 11.20% | 11.16% | 22.68% |
Return on Invested Capital (Normalized) | — | — | — |
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1-Day Chart
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United States