Yiren Digital Ltd ADR YRD
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
-
Weekly Losses Deepen As Small Caps Lag And Yields Edge Higher Into Earnings Gauntlet
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Yiren Digital Reports Second Quarter 2026 Unaudited Financial Results
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Yiren Digital to Report Second Quarter 2026 Financial Results on September 30, 2026
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Yiren Digital Upgrades Enterprise AI Across Core Business Functions
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Yiren Digital's AI-Enabled Fraud Detection Framework Helped Avoid RMB165 Million in Potential Fraud-Related Losses in 2025
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Yiren Digital's AI Agents Deliver Measurable Gains Across Customer Operations
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Yiren Digital Releases 2025 ESG Report: Advancing Responsible AI and Sustainable Growth
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Yiren Digital Accelerates Operating Efficiency Through AI Agent Deployment
Trading Information
- Previous Close Price
- $0.95
- Day Range
- $0.93–0.95
- 52-Week Range
- $0.82–6.79
- Bid/Ask
- $0.93 / $0.95
- Shares Outstanding
- 87.49M
- Market Cap
- $82.90M
- Volume/Avg
- 1,327 / 122,019
Key Statistics
- Price/Earnings (Normalized)
- 14.91
- Price/Sales
- 0.14
- Dividend Yield (Trailing)
- 23.21%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- Oct
- Total Yield
- 23.25%
Company Profile
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- —
- Total Number of Employees
- 981
- Website
- https://ir.yiren.com
Valuation
|
Metric
|
YRD
|
|---|---|
Price/Earnings (Normalized) | 14.91 |
Price/Book Value | 0.08 |
Price/Sales | 0.14 |
Price/Cash Flow | — |
Price/Earnings
YRD
Financial Strength
|
Metric
|
YRD
|
|---|---|
Quick Ratio | 11.14 |
Current Ratio | 11.29 |
Interest Coverage | — |
Quick Ratio
YRD
Profitability
|
Metric
|
YRD
|
|---|---|
Return on Assets (Normalized) | −10.80% |
Return on Equity (Normalized) | −15.64% |
Return on Invested Capital (Normalized) | −15.56% |
Return on Assets
YRD
Credit Services Industry Comparables
|
1-Day Chart
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United States