X Financial ADR XYF
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
Trading Information
- Previous Close Price
- $4.64
- Day Range
- $4.64–4.84
- 52-Week Range
- $3.30–18.61
- Bid/Ask
- $4.20 / $4.85
- Shares Outstanding
- 38.52M
- Market Cap
- $184.88M
- Volume/Avg
- 53,771 / 101,156
Key Statistics
- Price/Earnings (Normalized)
- 1.25
- Price/Sales
- 0.19
- Dividend Yield (Trailing)
- 12.07%
- Dividend Yield (Forward)
- 12.08%
- Total Yield
- 69.18%
Company Profile
X Financial is a Cayman Islands-based technology-driven personal finance company. Along with its subsidiaries, the firm provides diversified investment opportunities to investors in China through its wealth management platform, Xiaoying Wealth Management. Loan products offered by the company include Xiaoying Card Loan, Xiaoying Preferred Loan, and Xiaoying Housing Loan. The company generates revenue from loan facilitation service, post-origination service, guarantee services provided and financing income.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- —
- Total Number of Employees
- 643
- Website
- https://ir.xiaoyinggroup.com
Valuation
|
Metric
|
XYF
|
|---|---|
Price/Earnings (Normalized) | 1.29 |
Price/Book Value | 0.16 |
Price/Sales | 0.20 |
Price/Cash Flow | 0.82 |
Price/Earnings
XYF
Financial Strength
|
Metric
|
XYF
|
|---|---|
Quick Ratio | 1.53 |
Current Ratio | 2.08 |
Interest Coverage | — |
Quick Ratio
XYF
Profitability
|
Metric
|
XYF
|
|---|---|
Return on Assets (Normalized) | 8.54% |
Return on Equity (Normalized) | 15.17% |
Return on Invested Capital (Normalized) | 13.66% |
Return on Assets
XYF
Credit Services Industry Comparables
|
1-Day Chart
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