Nubank reported decent third-quarter results as the company continues to deliver rapid net interest income growth. On a constant-currency basis, revenue rose 37% from last year, while net income rose 31%. These results translate to a 32% return on equity.
Nubank has a narrower line of lending products than its larger rivals. Branching out into new loan categories like auto loans could significantly expand its total addressable market.
Consumer debt levels in Brazil are at an all-time high. Additional loan growth could be more difficult than expected if consumers cannot support additional debt.
Metric | NU |
|---|---|
Price/Earnings (Normalized) | 14.52 |
Price/Book Value | 3.98 |
Price/Sales | 4.01 |
Price/Cash Flow | 2.88 |
Metric | NU |
|---|---|
Quick Ratio | — |
Current Ratio | — |
Interest Coverage | — |
Metric | NU |
|---|---|
Return on Assets (Normalized) | 5.45% |
Return on Equity (Normalized) | 34.38% |
Return on Invested Capital (Normalized) | — |
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