Morningstar

Guidewire Software Inc GWRE

Morningstar Rating
Unlock
Stock XNYS Rating as of
$161.04 −1.39 (0.86%)
View Full Chart
As of Delayed Price Post-Trading: $203.11 +42.07

Company Report

View Archive

Guidewire Remains the Leading Provider of Software to P&C Insurers

Eric Compton

Guidewire is the leading specialist provider of core software to property and casualty insurers. Its products run mission-critical workflows spanning policy administration, billing, and claims, and the company now serves carriers representing more than 25% of industry direct written premiums. The central strategic opportunity is the industry's long-delayed modernization: many insurers still operate inflexible legacy systems, in some cases rooted in technology built decades ago, while Guidewire is moving customers toward the InsuranceSuite Cloud.

Read Analysis

Price vs Fair Value

View History
GWRE is trading at a LOCK|y^@w>$ premium.
Price
$161.04
Fair Value
LOCK|#?
Uncertainty
LOCK|mc
1-Star Price
LOCK|c.&X
5-Star Price
LOCK|Rv
Economic Moat
LOCK|QX
Capital Allocation
LOCK|j?M&%l@

Bulls Say, Bears Say

Bulls

Guidewire is the clear leader in a large, underserved P&C insurance software market, with customers representing more than 25% of industry direct written premiums.

Bears

Insurers can defer costly core-system replacements, continue upgrading legacy platforms, or choose customized offerings from Oracle or SAP and specialists such as Duck Creek.

Show More

News

View All

Articles & Videos

Trading Information

Previous Close Price
$162.43
Day Range
$157.86–163.20
52-Week Range
$102.30–231.85
Bid/Ask
$160.50 / $172.82
Shares Outstanding
82.63M
Market Cap
$13.31B
Volume/Avg
983,969 / 1M

Key Statistics

Price/Earnings (Normalized)
44.24
Price/Sales
9.32
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
4.36%

Company Profile

Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite, is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.
Sector
Technology
Industry
Software - Application
Stock Style Box
Small Growth
Total Number of Employees
4,174
Website
https://www.guidewire.com

Competitors

Valuation

View More
Metric
GWRE
ORCL
ACN
Price/Earnings (Normalized)
 44.2415.6218.77
Price/Book Value
 11.066.175.42
Price/Sales
 9.325.162.12
Price/Cash Flow
 35.0812.1512.03
Price/Earnings
GWRE
ORCL
ACN

Financial Strength

Metric
GWRE
ORCL
ACN
Quick Ratio
 1.671.021.31
Current Ratio
 1.791.171.43
Interest Coverage
 9.675.0737.29
Quick Ratio
GWRE
ORCL
ACN

Profitability

Metric
GWRE
ORCL
ACN
Return on Assets (Normalized)
 11.13%9.91%12.92%
Return on Equity (Normalized)
 20.89%63.39%30.55%
Return on Invested Capital (Normalized)
 12.46%15.17%20.76%
Return on Assets
GWRE
ORCL
ACN

Software - Application Industry Comparables

Screen With Investor
1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
SAP SE ADR
SAP
LOCK|>?&JJWLOCK|?Q$271B
 Shopify Inc Registered Shs -A- Subord Vtg
SHOP
LOCK|%WM&<&&LOCK|XKGwb$183B
 Salesforce Inc
CRM
LOCK|vPWNHkhLOCK|dn%Gg$183B
 Uber Technologies Inc
UBER
LOCK|<^y$%>LOCK|&>lb$136B
 Automatic Data Processing Inc
ADP
LOCK|>tb#&^SLOCK|LSmP$117B
 ServiceNow Inc
NOW
LOCK|%h$Ns@>LOCK|$Sg^$113B
 Snowflake Inc Ordinary Shares
SNOW
LOCK|>@?&^#LOCK|wj$104B
 Adobe Inc
ADBE
LOCK|N!ZM$nhLOCK|pftQy$96B
 Intuit Inc
INTU
LOCK|%g>XHJLOCK|YCBL$92B
 Cadence Design Systems Inc
CDNS
LOCK|f!HmgCTLOCK|pz$89B

Sponsor Center