Enova International Inc ENVA

Morningstar Rating
$171.49 +4.38 (2.62%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ENVA is trading at a LOCK|^D$Z@ premium.
Price
$171.49
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation
—

News

Trading Information

Previous Close Price
$167.11
Day Range
$164.77–171.76
52-Week Range
$103.02–267.45
Bid/Ask
$167.00 / $175.00
Shares Outstanding
24.90M
Market Cap
$4.27B
Volume/Avg
705 / 361,149

Key Statistics

Price/Earnings (Normalized)
11.43
Price/Sales
1.31
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Dividend Payment Schedule
—
Total Yield
3.12%

Company Profile

Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Core
Total Number of Employees
1,836

Valuation

Metric
ENVA
Price/Earnings (Normalized)
11.43
Price/Book Value
2.85
Price/Sales
1.31
Price/Cash Flow
2.35
Price/Earnings
ENVA

Financial Strength

Metric
ENVA
Quick Ratio
19.14
Current Ratio
20.16
Interest Coverage
—
Quick Ratio
ENVA

Profitability

Metric
ENVA
Return on Assets (Normalized)
6.13%
Return on Equity (Normalized)
29.29%
Return on Invested Capital (Normalized)
6.74%
Return on Assets
ENVA

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