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Citizens Inc Class A CIA

Morningstar Rating
$2.10 +0.03 (1.45%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

CIA is trading at a 35% discount.
Price
$2.06
Fair Value
$3.40
Uncertainty
Very High
1-Star Price
$2.58
5-Star Price
$8.40
Economic Moat
Bhfy
Capital Allocation
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News

Trading Information

Previous Close Price
$2.07
Day Range
$2.082.17
52-Week Range
$1.643.69
Bid/Ask
$1.99 / $2.33
Market Cap
$104.10 Mil
Volume/Avg
67,414 / 57,311

Key Statistics

Price/Earnings (Normalized)
4.30
Price/Sales
0.44
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
0.88%

Company Profile

Citizens Inc is an insurance holding company serving the life insurance needs of individuals in the United States. The company provides insurance benefits to residents in thirty two U.S. states and more than seventy countries through its insurance subsidiaries. the Company derives its revenues principally from life insurance premiums earned for insurance coverages provided to insureds in our two operating segments and net investment income. The company operates in two business segments namely the Life Insurance segment and the Home Service Insurance segment. The company majority generates revenues from Life Insurance segment.
Sector
Financial Services
Industry
Insurance - Life
Stock Style Box
Small Value
Total Number of Employees
232

Comparables

Valuation

Metric
CIA
PACIFIC1
082640
Price/Earnings (Normalized)
4.301.51
Price/Book Value
0.601.560.28
Price/Sales
0.441.150.33
Price/Cash Flow
5.809.301.08
Price/Earnings
CIA
PACIFIC1
082640

Financial Strength

Metric
CIA
PACIFIC1
082640
Quick Ratio
Current Ratio
Interest Coverage
19.043.59
Quick Ratio
No chart available

Profitability

Metric
CIA
PACIFIC1
082640
Return on Assets (Normalized)
1.54%1.50%0.75%
Return on Equity (Normalized)
16.57%8.60%7.15%
Return on Invested Capital (Normalized)
15.80%8.14%9.44%
Return on Assets
CIA
PACIFIC1
082640
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Insurance - Life Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
PIAIF
Ping An Insurance (Group) Co. of China Ltd Class HKqcbmybgMnpb$93.0 Bil
PNGAY
Ping An Insurance (Group) Co. of China Ltd ADRDcr$93.0 Bil
CILJF
China Life Insurance Co Ltd Class HLyrst$92.8 Bil
AAGIY
AIA Group Ltd ADRFlts$72.3 Bil
AAIGF
AIA Group LtdDnbzq$72.3 Bil
MET
MetLife IncNdkgkfpzHgffn$52.6 Bil
AFL
Aflac IncCksglspjWfghyj$48.5 Bil
MFC
Manulife Financial CorpCwgsrzlvVrcvg$41.4 Bil
PRU
Prudential Financial IncXrtdfphgcXplky$40.5 Bil
PUK
Prudential PLC ADRThgllqkDnk$25.2 Bil

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