Business Strategy and Outlook| Suryansh Sharma |
Metlife provides a variety of insurance and financial services products, including life, dental, disability, vision, accident & health, stable value, and annuities in various countries. The company is a leader in the attractive group benefits business in the U.S. where products are sold through long-standing relationships with corporate employers. This business is relatively capital-light and entails lower risk because the company can reprice its products quickly based on experience. MetLife’s recent acquisitions and its investments into new product segments (such as pet insurance, health savings accounts, and Versant Health) will enable it to offer a comprehensive suite of products in the group benefits segment and expand its market share.