Upstart Holdings Inc Ordinary Shares UPST
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
Upstart Publishes October 2026 Originations and Latest UMI
Upstart Announces Third Quarter 2026 Results
Upstart Co-founder and CEO to Participate in Fireside Chat at Citi’s Annual FinTech Conference 2026
MIT Federal Credit Union Expands Partnership with Upstart into Indirect Auto Lending
Credit Union of Denver Partners with Upstart to Expand Access to Personal Lending
Upstart to Announce Third Quarter 2026 Results on November 3, 2026
Upstart Publishes September 2026 Originations and Latest UMI
Commonwealth Credit Union Expands Partnership with Upstart into HELOC and Indirect Auto Lending
Trading Information
- Previous Close Price
- $19.15
- Day Range
- $18.91–19.91
- 52-Week Range
- $18.92–52.10
- Bid/Ask
- $19.54 / $19.68
- Shares Outstanding
- 98.91M
- Market Cap
- $1.93B
- Volume/Avg
- 5M / 5M
Key Statistics
- Price/Earnings (Normalized)
- 23.29
- Price/Sales
- 1.60
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Dividend Payment Schedule
- —
- Total Yield
- —
Company Profile
Upstart Holdings Inc provides credit services. The company provides a proprietary, cloud-based, artificial intelligence lending platform. The platform aggregates consumer demand for loans and connects it to the network of Upstart AI-enabled bank partners. The company support development of different lending product offerings, which are grouped into three operating segments - Personal Lending (unsecured personal loans and small dollar loans), Auto Lending (auto refinance, auto retail loans, and auto secured personal loans), and Other (HELOCs and other).
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Growth
- Total Number of Employees
- 1,405
- Website
- https://www.upstart.com
Valuation
Metric | UPST |
|---|---|
Price/Earnings (Normalized) | 23.29 |
Price/Book Value | 2.13 |
Price/Sales | 1.60 |
Price/Cash Flow | — |
Price/Earnings
UPST
Financial Strength
Metric | UPST |
|---|---|
Quick Ratio | — |
Current Ratio | — |
Interest Coverage | — |
Quick Ratio
No chart available
Profitability
Metric | UPST |
|---|---|
Return on Assets (Normalized) | 6.97% |
Return on Equity (Normalized) | 27.03% |
Return on Invested Capital (Normalized) | — |
Return on Assets
UPST
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United States