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Oportun Financial Corp OPRT

Morningstar Rating
$3.24 +0.09 (2.86%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OPRT is trading at a 42% discount.
Price
$3.15
Fair Value
$1.23
Uncertainty
Extreme
1-Star Price
$93.38
5-Star Price
$1.88
Economic Moat
Cgl
Capital Allocation
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News

Trading Information

Previous Close Price
$3.15
Day Range
$3.113.42
52-Week Range
$2.057.73
Bid/Ask
$3.08 / $3.24
Market Cap
$111.97 Mil
Volume/Avg
1 / 411,920

Key Statistics

Price/Earnings (Normalized)
Price/Sales
0.43
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Oportun Financial Corp is engaged in providing financial services to people who either do not have a credit score or who may have a limited credit history. The company offers Personal Loans, Auto Loans, unsecured personal loans, and secured personal loans, and provides deposit accounts, debit card services, and other transaction services to its customers. Its product offerings include small-dollar, unsecured installment loans and other products and services.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
2,465

Comparables

Valuation

Metric
OPRT
WRLD
ATLC
Price/Earnings (Normalized)
11.785.88
Price/Book Value
0.282.030.92
Price/Sales
0.431.551.83
Price/Cash Flow
0.293.070.67
Price/Earnings
OPRT
WRLD
ATLC

Financial Strength

Metric
OPRT
WRLD
ATLC
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
OPRT
WRLD
ATLC
Return on Assets (Normalized)
−3.56%5.60%4.19%
Return on Equity (Normalized)
−26.89%16.23%29.03%
Return on Invested Capital (Normalized)
Return on Assets
OPRT
WRLD
ATLC
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Capital Allocation
Economic Moat
Market Cap
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COF
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DFS
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SYF
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ALLY
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SOFI
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WU
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