Navient Holdings Inc NAVI
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
Navient posts third quarter 2026 financial results
Navient to establish new holding company structure
Navient to announce third quarter 2026 results, host earnings webcast November 4
Navient Completes $612.5 Million Securitization Backed by Private Education Loans
Navient declares third quarter common stock dividend
Trading Information
- Previous Close Price
- $7.84
- Day Range
- $6.70–8.03
- 52-Week Range
- $6.70–13.48
- Bid/Ask
- $6.75 / $6.84
- Shares Outstanding
- 93.78M
- Market Cap
- $632.57M
- Volume/Avg
- 2M / 1M
Key Statistics
- Price/Earnings (Normalized)
- 5.89
- Price/Sales
- 1.07
- Dividend Yield (Trailing)
- 9.49%
- Dividend Yield (Forward)
- 9.49%
- Dividend Payment Schedule
- Mar, Jun, Sep, Dec
- Total Yield
- 21.82%
Company Profile
Navient Holdings Inc provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Value
- Total Number of Employees
- 670
- Website
- https://www.navient.com
Valuation
Metric | NAVI |
|---|---|
Price/Earnings (Normalized) | 5.89 |
Price/Book Value | 0.26 |
Price/Sales | 1.07 |
Price/Cash Flow | 2.67 |
Price/Earnings
NAVI
Financial Strength
Metric | NAVI |
|---|---|
Quick Ratio | — |
Current Ratio | — |
Interest Coverage | — |
Quick Ratio
No chart available
Profitability
Metric | NAVI |
|---|---|
Return on Assets (Normalized) | −0.07% |
Return on Equity (Normalized) | −1.40% |
Return on Invested Capital (Normalized) | — |
Return on Assets
NAVI
Credit Services Industry Comparables
1-Day Chart | Name | Price | Morningstar Rating for Stocks | Capital Allocation | Economic Moat | Market Cap |
|---|---|---|---|---|---|---|
| Visa Inc Class A V | LOCK|J^rYdfS | LOCK|#K | $789B | |||
| Mastercard Inc Class A MA | LOCK|?C?$%% | LOCK|lXZ | $574B | |||
| American Express Co AXP | LOCK|>lV>&m | LOCK|<$M | $217B | |||
| Capital One Financial Corp COF | LOCK|M#@$^q$ | LOCK|>#W>@ | $118B | |||
| PayPal Holdings Inc PYPL | LOCK|^jm<sQ& | LOCK|!$tWh | $49B | |||
| Synchrony Financial SYF | LOCK|r%RJPM | LOCK|rr | $23B | |||
| Affirm Holdings Inc Ordinary Shares - Class A AFRM | LOCK|xgD^!%& | LOCK|Hd<^ | $22B | |||
| SoFi Technologies Inc Ordinary Shares SOFI | LOCK|@X?qN& | LOCK|^L>w? | $21B | |||
| Ally Financial Inc ALLY | LOCK|$w@Bs> | LOCK|tPm | $11B | |||
| Klarna Group PLC KLAR | LOCK|xln%JZJ | LOCK|%$fdT | $5B |