Jefferson Capital Inc JCAP

Morningstar Rating
$19.54 −0.12 (0.61%)
View Full Chart

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

JCAP is trading at a LOCK|zs^@vn premium.
Price
$19.54
Fair Value
LOCK|.n$!@VK
Uncertainty
LOCK|$D
1-Star Price
LOCK|.pzl>#^
5-Star Price
LOCK|.Cv>#@$
Economic Moat
LOCK|XL
Capital Allocation

News

Trading Information

Previous Close Price
$19.66
Day Range
$19.3019.97
52-Week Range
$15.5023.80
Bid/Ask
$18.25 / $20.90
Shares Outstanding
61.61M
Market Cap
$1.20B
Volume/Avg
285,976 / 301,624

Key Statistics

Price/Earnings (Normalized)
0.85
Price/Sales
0.92
Dividend Yield (Trailing)
4.91%
Dividend Yield (Forward)
4.91%
Total Yield
4.91%

Company Profile

Jefferson Capital Inc and its subsidiaries operate in the United States, Canada, the United Kingdom, and Latin America, providing debt recovery solutions across a broad range of consumer receivables, including credit card, automotive, utilities, telecom, and other accounts. The Company mainly purchases portfolios of consumer receivables from independent third parties at deep discounts to face value and manages these portfolios by working with individuals as obligations are repaid and financial recovery is achieved, including accounts subject to bankruptcy proceedings. In addition, the Company provides debt servicing and portfolio management services to credit originators for non-performing loans and generates revenue through credit card acquisition programs.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
1,120

Valuation

Metric
JCAP
Price/Earnings (Normalized)
0.85
Price/Book Value
2.44
Price/Sales
0.92
Price/Cash Flow
2.51
Price/Earnings
JCAP

Financial Strength

Metric
JCAP
Quick Ratio
5.75
Current Ratio
5.81
Interest Coverage
Quick Ratio
JCAP

Profitability

Metric
JCAP
Return on Assets (Normalized)
10.41%
Return on Equity (Normalized)
45.99%
Return on Invested Capital (Normalized)
11.49%
Return on Assets
JCAP

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
LOCK|B<Xxk!TLOCK|@<$682B
Mastercard Inc Class A
MA
LOCK|^^j!YyLOCK|tPZ$480B
American Express Co
AXP
LOCK|^<kS@<%LOCK|g%$242B
Capital One Financial Corp
COF
LOCK|!xH@&?LOCK|rS?M$128B
PayPal Holdings Inc
PYPL
LOCK|kbzY&kLOCK|??!gX$50B
Affirm Holdings Inc Ordinary Shares - Class A
AFRM
LOCK|@%<PGqzLOCK|Q@FR$25B
Synchrony Financial
SYF
LOCK|jYKsD!mLOCK|<f>$25B
SoFi Technologies Inc Ordinary Shares
SOFI
LOCK|B#%>N@WLOCK|D^M>$22B
Ally Financial Inc
ALLY
LOCK|^$D>v&#LOCK|&^p$14B
Klarna Group PLC
KLAR
LOCK|mCmM<xgLOCK|dl?J^$7B

Sponsor Center