Financial Institutions Inc FISI

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

FISI is trading at a LOCK|?v?Zt premium.
Price
$41.87
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Shares Outstanding
19.71M
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
10.39
Price/Sales
3.32
Dividend Yield (Trailing)
3.01%
Dividend Yield (Forward)
3.01%
Total Yield
5.09%

Company Profile

Financial Institutions Inc operates through its subsidiaries, providing full range of banking services to consumer, commercial and municipal customers in Western and Central New York, and commercial loans in the Mid-Atlantic region, through a loan production office in Ellicott City, Maryland. It offers a broad range of loans including commercial business and revolving lines of credit, commercial mortgages, equipment loans, residential mortgage loans and home equity loans and lines of credit, automobile loans and personal loans. It operates in single segment of Banking.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
631

Valuation

Metric
FISI
Price/Earnings (Normalized)
10.39
Price/Book Value
1.32
Price/Sales
3.32
Price/Cash Flow
8.44
Price/Earnings
FISI

Financial Strength

Metric
FISI
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
FISI
Return on Assets (Normalized)
1.38%
Return on Equity (Normalized)
14.23%
Return on Invested Capital (Normalized)
Return on Assets
FISI

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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LOCK|<@!v>J#LOCK|^l?#$102B
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Lloyds Banking Group PLC ADR
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LOCK|g<pHJmLOCK|jk&^$77B
Deutsche Bank AG
DB
LOCK|bR!LOCK|%$$72B
Societe Generale SA ADR
SCGLY
LOCK|H$BmD&LOCK|!<$71B

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