South Plains Financial Inc SPFI

Stock XNAS Rating as of Oct 1, 2026

$42.28 +0.55 (1.32%)

As of Oct 1, 2026, 8:00:12 PM Delayed Price Pre-Open: $42.28 0.00

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

View History

SPFI is trading at a LOCK|>b$#<B premium.

Price

$42.28

Oct 1, 2026

Fair Value

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Sep 26, 2026

Uncertainty

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1-Star Price: LOCK|.>fjMTsn
5-Star Price: LOCK|.H$Qnn?
Economic Moat: LOCK|^<<Sw
Capital Allocation: —

Trading Information

Previous Close Price: $41.73
Day Range: $40.69–42.32
52-Week Range: $35.34–46.94
Bid/Ask: $42.28 / $58.52
Shares Outstanding: 18.84M
Market Cap: $796.52M
Volume/Avg: 8 / 132,762

Key Statistics

Price/Earnings (Normalized): 11.52
Price/Sales: 3.39
Dividend Yield (Trailing): 1.61%
Dividend Yield (Forward): 1.70%
Dividend Payment Schedule: Feb, May, Aug, Nov
Total Yield: 3.16%

Company Profile

South Plains Financial Inc operates as a bank holding company. The company provides a wide range of commercial and consumer financial services to small and medium-sized businesses and individuals. The principal business activities include commercial and retail banking, along with insurance, investment, trust, and mortgage services. The company has one reportable segment: banking. The majority of the company's revenues is derived from interest income and other sources, including loans, securities and derivatives.

Sector: Financial Services
Industry: Banks - Regional
Stock Style Box: Small Value
Total Number of Employees: 603
Website: https://www.spfi.bank

Valuation

Metric	SPFI
Price/Earnings (Normalized)	11.52
Price/Book Value	1.26
Price/Sales	3.39
Price/Cash Flow	9.02

Price/Earnings

SPFI

Financial Strength

Metric	SPFI
Quick Ratio	—
Current Ratio	—
Interest Coverage	—

Quick Ratio

No chart available

Profitability

Metric	SPFI
Return on Assets (Normalized)	1.44%
Return on Equity (Normalized)	13.15%
Return on Invested Capital (Normalized)	—

Return on Assets

SPFI

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