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Encore Capital Group Inc ECPG

Morningstar Rating
$50.30 +0.74 (1.49%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ECPG is trading at a 798% premium.
Price
$49.42
Fair Value
$98.14
Uncertainty
Very High
1-Star Price
$35.82
5-Star Price
$33.29
Economic Moat
Kwrl
Capital Allocation
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News

Trading Information

Previous Close Price
$49.56
Day Range
$49.5150.64
52-Week Range
$34.7454.73
Bid/Ask
$49.75 / $50.57
Market Cap
$1.19 Bil
Volume/Avg
111,324 / 140,676

Key Statistics

Price/Earnings (Normalized)
20.80
Price/Sales
0.96
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

Encore Capital Group Inc is an international specialty finance company. It provides debt recovery solutions for consumers and property owners across a broad range of financial assets. The company purchase portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as the consumer repay their obligations and work toward financial recovery. Encore has only a reportable segment being portfolio purchasing and recovery.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
7,400

Comparables

Valuation

Metric
ECPG
FINN
RWAY
Price/Earnings (Normalized)
20.809.92
Price/Book Value
1.250.90
Price/Sales
0.963.72
Price/Cash Flow
7.872.54
Price/Earnings
ECPG
FINN
RWAY

Financial Strength

Metric
ECPG
FINN
RWAY
Quick Ratio
0.17
Current Ratio
0.22
Interest Coverage
0.11
Quick Ratio
ECPG
FINN
RWAY

Profitability

Metric
ECPG
FINN
RWAY
Return on Assets (Normalized)
1.30%1.22%4.07%
Return on Equity (Normalized)
5.58%11.71%7.96%
Return on Invested Capital (Normalized)
5.01%
Return on Assets
ECPG
FINN
RWAY
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Mortgage Finance Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Mr. Cooper Group Inc
COOP
Fbcw$6.1 Bil
PennyMac Financial Services Inc Class A
PFSI
Rhdg$5.1 Bil
Walker & Dunlop Inc
WD
Hyrbn$3.7 Bil
Rocket Companies Inc Ordinary Shares Class A
RKT
HzngpzqkJwcqv$2.2 Bil
First National Financial Corp
FNLIF
Jbnvs$1.7 Bil
Federal National Mortgage Association Fannie Mae
FNMA
Dnrptt$1.6 Bil
Guild Holdings Co Ordinary Shares - Class A
GHLD
Nmyw$891.9 Mil
Federal Home Loan Mortgage Corp
FMCC
Gnqmfl$851.6 Mil
UWM Holdings Corp Ordinary Shares - Class A
UWMC
Thl$773.2 Mil

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