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Guild Holdings Co Ordinary Shares - Class A GHLD

Morningstar Rating
$13.50 −0.25 (1.82%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GHLD is trading at a 20% discount.
Price
$13.58
Fair Value
$23.15
Uncertainty
Very High
1-Star Price
$51.59
5-Star Price
$97.76
Economic Moat
Ndgss
Capital Allocation
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News

Trading Information

Previous Close Price
$13.75
Day Range
$13.5013.50
52-Week Range
$9.3615.00
Bid/Ask
$13.46 / $14.13
Market Cap
$824.88 Mil
Volume/Avg
5,660 / 4,792

Key Statistics

Price/Earnings (Normalized)
17.19
Price/Sales
1.25
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
0.40%

Company Profile

Guild Holdings Co is a growth-oriented mortgage company. It operates in two segments; The origination segment operates its loan origination business throughout the United States. It is responsible for loan origination, acquisition, and sale activities. This segment is further divided into retail and correspondent channel, and The servicing segment provides a steady stream of cash flow to support the origination segment more importantly it allows for the Company to build long-standing client relationships that drive repeat and referral business back to the origination segment to recapture the client’s next mortgage transaction. It is responsible for the servicing activities of all loans in its servicing portfolio. It generates a majority of its revenue from the Origination segment.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
4,200

Comparables

Valuation

Metric
GHLD
OCN
FINN
Price/Earnings (Normalized)
17.1912.82
Price/Book Value
0.700.44
Price/Sales
1.250.15
Price/Cash Flow
10.57
Price/Earnings
GHLD
OCN
FINN

Financial Strength

Metric
GHLD
OCN
FINN
Quick Ratio
40.97
Current Ratio
44.54
Interest Coverage
Quick Ratio
GHLD
OCN
FINN

Profitability

Metric
GHLD
OCN
FINN
Return on Assets (Normalized)
1.40%−0.45%0.95%
Return on Equity (Normalized)
3.89%−13.25%11.53%
Return on Invested Capital (Normalized)
−0.51%
Return on Assets
GHLD
OCN
FINN
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Mortgage Finance Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
COOP
Mr. Cooper Group IncVntm$5.1 Bil
PFSI
PennyMac Financial Services Inc Class ARbmh$4.6 Bil
WD
Walker & Dunlop IncLjtl$3.2 Bil
OSBGF
OSB Group PLCBhz$1.9 Bil
RKT
Rocket Companies Inc Ordinary Shares Class ANhrsxmrxxbQtjltj$1.7 Bil
FNMA
Federal National Mortgage Association Fannie MaeCxjvk$1.7 Bil
FNLIF
First National Financial CorpVmpnrp$1.7 Bil
ECPG
Encore Capital Group IncZfg$1.0 Bil
FMCC
Federal Home Loan Mortgage CorpFcgkr$887.3 Mil

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