PennyMac Financial Services Inc Class A PFSI

Morningstar Rating
$85.29 −1.53 (1.76%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PFSI is trading at a LOCK|&P$ppl premium.
Price
$85.29
Fair Value
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Uncertainty
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1-Star Price
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5-Star Price
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Economic Moat
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Capital Allocation

News

Trading Information

Previous Close Price
$86.82
Day Range
$84.8487.36
52-Week Range
$77.67160.36
Bid/Ask
$83.26 / $90.00
Shares Outstanding
51.92M
Market Cap
$4.43B
Volume/Avg
359,822 / 543,668

Key Statistics

Price/Earnings (Normalized)
10.70
Price/Sales
0.92
Dividend Yield (Trailing)
1.41%
Dividend Yield (Forward)
1.41%
Total Yield
1.51%

Company Profile

PennyMac Financial Services Inc is a specialty financial services firm with a comprehensive mortgage platform mainly focused on the production and servicing of U.S. residential mortgage loans. The firm is also engaged in managing investments related to the U.S. mortgage market and provides products and services that leverage technologies to support customers. The company operates through two reportable operating segments: production and servicing. The production segment performs loan origination, acquisition, and sale activities, while the servicing segment performs servicing and subservicing of loans, early buyout transactions, and servicing of loans sourced and managed for PMT. The majority of revenue comes from the production segment.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
4,900

Valuation

Metric
PFSI
Price/Earnings (Normalized)
10.70
Price/Book Value
1.02
Price/Sales
0.92
Price/Cash Flow
Price/Earnings
PFSI

Financial Strength

Metric
PFSI
Quick Ratio
1.62
Current Ratio
1.71
Interest Coverage
Quick Ratio
PFSI

Profitability

Metric
PFSI
Return on Assets (Normalized)
2.86%
Return on Equity (Normalized)
18.53%
Return on Invested Capital (Normalized)
3.06%
Return on Assets
PFSI

Mortgage Finance Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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LOCK|jR%C&LPDLOCK|S%%^^$41B
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LOCK|@%$7B
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LOCK|K#$4B
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LOCK|T^$3B
Walker & Dunlop Inc
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LOCK|WG$2B
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LOCK|wFj!$757M
Velocity Financial Inc Ordinary Shares
VEL
LOCK|Tmh$687M
UWM Holdings Corp Ordinary Shares - Class A
UWMC
LOCK|$b$685M
loanDepot Inc Class A
LDI
LOCK|>?n$591M

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