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UTG Inc UTGN

Morningstar Rating
$27.50 +0.50 (1.85%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

UTGN is trading at a 219% premium.
Price
$27.65
Fair Value
$43.28
Uncertainty
Very High
1-Star Price
$88.57
5-Star Price
$27.83
Economic Moat
Rzhkzyf
Capital Allocation
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Trading Information

Previous Close Price
$27.00
Day Range
$27.5027.50
52-Week Range
$27.0034.00
Bid/Ask
$27.00 / $29.50
Market Cap
$87.16 Mil
Volume/Avg
105 / 304

Key Statistics

Price/Earnings (Normalized)
4.83
Price/Sales
1.93
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield
1.02%

Company Profile

UTG Inc is a life insurance holding company. Along with its subsidiaries, its primary business is individual life insurance which includes the servicing of existing insurance business in force and the acquisition of other companies in the insurance business, and administration processing of life insurance business for other entities. Its product offering is the Tradition policy which is a fixed premium whole life insurance policy. Premiums are level and payable for life. Issue ages are 0-75. The second is the annuity product, which is a five-year, single premium product. The company’s investment portfolio consists of fixed maturities, equity securities, trading securities, mortgage loans, notes receivable and real estate to provide funding for future policy contractual obligations.
Sector
Financial Services
Industry
Insurance - Life
Stock Style Box
Small Core
Total Number of Employees
40

Comparables

Valuation

Metric
UTGN
UFCS
KINS
Price/Earnings (Normalized)
4.839.30
Price/Book Value
0.510.760.65
Price/Sales
1.930.513.08
Price/Cash Flow
3.7419.22
Price/Earnings
UTGN
UFCS
KINS

Financial Strength

Metric
UTGN
UFCS
KINS
Quick Ratio
Current Ratio
Interest Coverage
859.19−6.05
Quick Ratio
No chart available

Profitability

Metric
UTGN
UFCS
KINS
Return on Assets (Normalized)
4.37%−0.60%4.83%
Return on Equity (Normalized)
11.74%−2.59%7.95%
Return on Invested Capital (Normalized)
11.42%−2.10%7.95%
Return on Assets
UTGN
UFCS
KINS
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Insurance - Life Industry Comparables

1-Day Chart
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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AIA Group Ltd ADR
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MetLife Inc
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Aflac Inc
AFL
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Manulife Financial Corp
MFC
YrvcjhpdxYfzqg$46.6 Bil
Prudential Financial Inc
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Prudential PLC ADR
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