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mBank SA MBAKF

Morningstar Rating
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

MBAKF is trading at a 9% discount.
Price
$40.07
Fair Value
$12.53
Uncertainty
Very High
1-Star Price
$57.29
5-Star Price
$28.19
Economic Moat
Jbd
Capital Allocation
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Trading Information

Previous Close Price
Day Range
$117.79117.79
52-Week Range
$39.88117.79
Bid/Ask
$120.52 / $210.62
Market Cap
$5.00 Bil
Volume/Avg
1,383 / 1,368

Key Statistics

Price/Earnings (Normalized)
Price/Sales
0.99
Dividend Yield (Trailing)
Dividend Yield (Forward)
Total Yield

Company Profile

mBank SA is a financial services group operating primarily in Poland, as well as the Czech Republic and Slovakia. Its primary business is retail, corporate, and investment banking, but the company also conducts leasing, factoring, and wealth management operations, among other financial services. The group offers insurance policies through a strategic partnership. The bank's strategy emphasizes customer service, particularly in the development of its banking solutions. MBank SA considers corporate banking its strength, and its division caters to large, Polish foreign trade companies. MBank's growth strategy is historically organic as opposed to acquisitive.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
8,397

Comparables

Valuation

Metric
MBAKF
ING
SPL
Price/Earnings (Normalized)
9.1312.09
Price/Book Value
0.732.421.83
Price/Sales
0.993.803.65
Price/Cash Flow
9.224.12
Price/Earnings
MBAKF
ING
SPL

Financial Strength

Metric
MBAKF
ING
SPL
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
MBAKF
ING
SPL
Return on Assets (Normalized)
< 0.01%1.93%1.85%
Return on Equity (Normalized)
0.07%33.93%16.08%
Return on Invested Capital (Normalized)
Return on Assets
MBAKF
ING
SPL
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Banks - Regional Industry Comparables

Ticker
Name
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNPQY
BNP Paribas ADRFbcmwrcxHkzy$80.5 Bil
ISNPY
Intesa Sanpaolo ADRFjshglpwjFtnvs$68.5 Bil
USB
U.S. BancorpKbkytgbkFcc$63.9 Bil
PNC
PNC Financial Services Group IncXyghtfcgSkktvt$62.7 Bil
ITUB
Itau Unibanco Holding SA ADRWbxrgbyMpyx$56.6 Bil
TFC
Truist Financial CorpWtbmbdrbPhqly$52.0 Bil
MFG
Mizuho Financial Group Inc ADRTytlnvkvGvxz$49.6 Bil
LYG
Lloyds Banking Group PLC ADRRzcyhwysByzfj$40.1 Bil
DB
Deutsche Bank AGSxdtWjs$31.7 Bil
NWG
NatWest Group PLC ADRMxckRnfl$30.2 Bil

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